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21 June 2021
20:47 hour

Ambuja Cements offers innovative green solution ‘Ambuja Cool Walls’

Money Works 4 Me

08/06/2021 - 22:56

Walls built with Ambuja Cool Walls are even stronger than brick walls


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  1. Ambuja Cements Rating: Buy- Q4CY20 was better than expected (26/02/2021 - Financial Express)
    Holcim group to continue investing in India; market share sustenance is key to re-rating; TP raised to Rs 330; ‘Buy’ maintained
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  2. RIL, Titan, HUL, PowerGrid InvIT, Bharti Airtel, Bajaj Finserv, Ambuja Cements stocks in focus (29/04/2021 - Financial Express)
    Nifty futures were trading 37 points or 0.25 per cent higher at 14,882 on Singaporean Exchange on Thursday, suggesting a positive start for BSE Sensex and Nifty 50.
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  3. Stocks in focus: Bharti Airtel, Dixon Technologies, Ambuja Cements, IndusInd Bank, Magma Fincorp (18/02/2021 - Financial Express)
    Nifty futures were trading 39.50 points or 0.26 per cent up at 15,235.50 on Singaporean Exchange, indicating a positive opening for BSE Sensex and Nifty 50 on Thursday
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  4. Stocks in focus: Bharti Airtel, Vodafone Idea, OIL, BPCL, Engineers India, DLF, Ambuja Cement (19/02/2021 - Financial Express)
    Nifty futures were ruling 85.50 points or 0.57 per cent down at 15,029.50 on Singaporean Exchange, indicating a gap-down opening for BSE Sensex and Nifty 50 on Friday
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  5. India Cements bounces back to black, nets Rs 72 crore profit in Q4 (24/05/2021 - Financial Express)
    N Srinivasan, vice chairman & MD, India Cements, said the company could withstand cost pressures through improved operating efficiencies, substantial savings on discretionary overheads and increased volume, together with stable pricing of cement.
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  6. Power Grid Corporation of India launches E-Tendering Portal ‘PRANIT’ (24/03/2021 - Money Works 4 Me)
    POWERGRID in pursuit of digitalisation has been undertaking a number of innovative enhancements within SAP SRM framework
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  7. Tech Mahindra to launch ‘stablecoin-as-a-service’ blockchain solution with Quantoz (07/04/2021 - Money Works 4 Me)
    This will accelerate the regulated use of blockchain and has the potential to boost its adoption across the banking vertical
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  8. Can innovative companies flourish during a crash? (03/06/2021 - Reddit Stocks)
    I am wondering if anyone knows from experience, and can say (without guessing) whether many small companies with innovative tech, such as a recently FDA approved treatment, or a game changing battery solution - or anything important or significant - have significant increases in stock price during a major crash? We're there many examples of such companies after the 2008 crash?   submitted by   /u/djw_7575 [link]   [comments]
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  9. What is an innovative finance ISA, or IFISA? (01/04/2021 - The Motley Fool UK)
    An innovative finance ISA, or ‘IFISA’, is just one of the many types of ISA available. But how does it work, and who might benefit from opening one? Here’s everything you should know.  Please note that tax treatment depends on the specific circumstances of the individual and may be subject to change in the future.  [top_pitch] What is an innovative finance ISA? An innovative finance ISA allows you to lend money to a variety of borrowers who then repay your loan with interest. In other words, it’s a way to get involved in peer-to-peer (P2P) lending. You can also use an IFISA to help crowdfund a business venture.  You give the money directly to borrowers (e.g. property developers, businesses). The interest on the loan repayments is how you make money on your investment.  You don’t pay any tax on the interest you are paid.   Rather than holding stocks or cash in your ISA, you hold P2P loans.  The interest rate you get depends on how long you’re prepared to leave your money ‘untouched’ for. So, the longer you leave your money alone, the better interest rates you might get. Remember, though, that it’s not the only type of ISA out there. The other ISA types are: Cash ISAs Lifetime ISAs Stocks and Shares ISAs Help to Buy ISAs The best type (or types) of ISA for you will depend on your personal wealth and financial goals.  How does the innovative finance ISA allowance work? The ISA allowance is how much you’re allowed to save, tax-free, into an ISA in a single tax period.  You can save up to £20,000 in ISAs during the 2020-2021 tax year. You can’t put in more than this, but you can divide your allowance across different ISAs. So, you can invest up to £20,000 per tax year into your IFISA.  How do I open an IFISA? It’s pretty easy to open an innovative finance ISA. Check your eligibility: if you’re over 18 and a UK taxpayer, you could be eligible to open an IFISA. Apply to an IFISA provider: shop around for IFISAs and apply to the one that fits your needs.  Start investing: if your application is successful, you can start investing right away. Can I hold an IFISA alongside other ISAs? Yes, you can. However, some rules apply. You can only pay into one IFISA per tax year. So, if you hold two IFISAs, you can’t pay into both during a single tax period. You can hold an IFISA alongside other ISAs, like a cash ISA. However, just remember you can’t exceed your £20,000 allowance.  Are there any risks associated with having an IFISA? Yes. Remember, it’s a type of investment, and investments always carry some degree of risk. So, if you’re thinking about starting an IFISA, here are some risks to bear in mind. The Financial Services Compensation Scheme (FSCS) protects cash savings of up to £80,000 per provider. In other words, you won’t lose this money if your provider collapses. There’s no such protection available on IFISAs or P2P loans. There’s always the risk that a debtor will default on their loan repayments. If you want to withdraw your money, it can be a slow process.  Essentially, there’s a chance you’ll get back less than you invested.  [middle_pitch] Is an innovative finance ISA right for me? Well, it depends on your financial goals and how risk-averse you are. For example, if you’re just trying to save money, you might decide a cash ISA would work better. However, if you’re an investor looking to diversify your portfolio, and you can handle a little risk, you might find it’s worth opening an IFISA. It’s always best to get financial advice before opening an ISA to make sure you choose the right one for your needs.  Takeaway An IFISA is a great opportunity to lend capital to private borrowers and crowdfund projects. That said, never forget there’s some risk attached to IFISAs, and they’re not right for everyone. Don’t jump into opening an IFISA without thinking through the pros and cons, and never invest more money than you can afford to lose. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading How does the UK State Pension work for immigrants? Should I buy Royal Mail shares now that it’s paying a one-off dividend? What next for Green Homes Grant applicants? Here are my top 5 stocks as we start Q2 Announcement: Motley Fool Launches FoolStop, Endorses Spelling of ‘Stonks’ The post What is an innovative finance ISA, or IFISA? appeared first on The Motley Fool UK.
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  10. Sonata Software’s unique ‘Platformation’ strategy for digital transformation sees global upturn (15/02/2021 - Money Works 4 Me)
    The concept of ‘PlatformationTM’ has gone from strength to strength and has today become even more relevant in the post pandemic
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  11. Onmobile Global launches new B2B gaming product ‘Challenges Arena’ (29/05/2021 - Money Works 4 Me)
    Challenges Arena offers an immersive experience for gamers to play and compete on quizzes and various theme-based challenges
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  12. Kotak Mahindra Bank launches outward forex remittance service ‘Kotak Remit’ (15/02/2021 - Money Works 4 Me)
    The outward forex remittance solution is live on the Kotak Mobile Banking App
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  13. This new app helps make ‘green investing’ as clear as the sky is blue (20/02/2021 - The Motley Fool UK)
    Green investing is a relatively new concept. We all want to try and make better decisions to reduce our impact on the environment. Sometimes, it can be a simple act like avoiding plastic straws. Other times, it can be a little bit harder to figure out the least harmful decision to make. This is especially true when it comes to our finances and investing. Thankfully, there is a new app to help you check the carbon footprint of your investments, helping you build a greener portfolio. What is green investing? Green investing is slightly different to other forms of ethical investing. ESG investing and socially responsible investing (SRI) tend to focus on the big picture. Sometimes this can be unrelated to the environment and more to do with things like business practices. A green investing approach focuses more on the environment. However, researching the carbon footprint of each of your investments would be a lot of work. The good news is that there’s a new app on the scene to crunch the numbers and do the work for you. What is this magical green app? Launching soon and free to use, Sugi lets you easily check how green your investments are. All you do is pop in your investments or funds and it gives you a breakdown of the annual carbon impact. You can also see industry averages and check how your picks compare to similar investments in the market. This means that you can easily keep an eye on how green your selections are. Even better, you can link it up with your portfolio to automatically scan things. Josh Gregory, Founder and CEO of Sugi explains: “While Covid has accelerated awareness and demand for green investing, it’s hard for retail investors to take action. Research shows that over 75% of UK investors want their investments to have a positive impact; however, only a small proportion of people actually follow through with it.  “The reasons for this vary. Sustainable investing is full of jargon and investors are rightly concerned about greenwashing. Another problem is ESG ratings: they’re meant to simplify complex issues but are themselves very confusing – even for experienced retail investors. All of this ultimately stops more people getting involved. “By providing users with simple, objective data, Sugi aims to make green investing easier, understandable and more accessible for everyone.”  How do I get started with green investing? If you are a new investor, completely fresh to the market, you should check out our complete guide to online share dealing. You’ll need to have a share dealing account set up somewhere before you can link up to an app like this. Everyone has their own idea about what is green enough for them. These days, there are a lot more options for you to choose investments that match your moral views. Creating your own investing strategy is something that will give you greater control. It can also allow you to make your investments as green as the sky is blue if you would like them to be! “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading The AstraZeneca share price: why I’d buy and hold the stock What does it mean to ‘keep your powder dry’? The RDSB share price jumps! Is now the time to buy the stock? Should I buy Tesla stock or NIO stock for my ISA? Here’s how I’d invest in value shares The post This new app helps make ‘green investing’ as clear as the sky is blue appeared first on The Motley Fool UK.
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  14. How effective will the UK’s new green savings bond be? (01/03/2021 - The Motley Fool UK)
    The UK has a clear target to have net-zero carbon emissions by 2050. In an effort to bolster its green credentials, the government has announced the launch of the world’s first sovereign green savings bond for retail investors. We break down everything you need to know about the UK’s first sovereign green savings bond. What is the new green savings bond? The new green savings bond is an investment product offered by the government. By taking out the bond, savers will be buying into projects dedicated to bringing the country’s carbon emissions down. Chancellor Rishi Sunak says the green savings bond “will give people across the UK the opportunity to contribute to the collective effort to tackle climate change”. This will be done through the proceeds from the bond being used for projects such as renewable energy and clean transportation. When will the bond be available? At the time of writing, details about the green savings bond are relatively scarce. We know it will be offered by National Savings & Investments (NS&I), the government-backed savings scheme. It is expected to go on sale later in 2021. Rules surrounding how the money raised can be spent, and how the government will report on this spending will be based on the UK’s sovereign green bond framework. But this has yet to be finalised. Other than that, there is very little information available. Details should be forthcoming over the next few months.  How effective are green bonds? As the world is waking up to the impact of climate change, so are investors and savers. The market for environment, social or governance (ESG) products has grown significantly over the past couple of years. Green investing is very much in demand. And because there is more demand than there is supply, the government can secure quite cheap funding. Meanwhile, as a retail investor, by investing in this type of bond you can be sure that any funds raised will be directed towards renewable energy or clean energy projects. It won’t be like a standard sovereign bond. With those bonds, the government can use the funds to finance any policies they want. How effective the green savings bond will be will depend on the supervision of the funds raised. And this will be down to the yet-to-be unveiled UK sovereign green bond framework. There is also the potential for capital appreciation for retail investors. As countries and the markets move further towards green investments, demand is likely to be sustained. How can I invest in green bonds? If it is specifically the government’s green savings bond you are interested in, then you will need to wait until it goes on sale with NS&I later in the year. However, if you are interested in green investing as a whole, then finding an investment platform that fits your values is key. For example, Nutmeg has a pre-packaged Socially Responsible portfolio that focuses on ESG factors. If you already have a share dealing account, then maybe research whether it offers you access to these types of investments and funds. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading Stock market crash 2021: here’s what I’d do if it happens 3 UK shares to buy for a Stocks and Shares ISA Could investing in NIO stock today be like buying Tesla in 2015? 2 of the best UK shares to buy this March Royal Mail shares: is it the right time to buy? The post How effective will the UK’s new green savings bond be? appeared first on The Motley Fool UK.
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  15. What is a ‘stonk’ tip? (03/03/2021 - The Motley Fool UK)
    If you’re wondering what a ‘stonk’ tip is, I’m going to breakdown everything you need to know. They’ve become somewhat of an internet sensation. Here’s where the word came from and what it means. What is a ‘stonk’? A ‘stonk’ is the deliberate misspelling of the word ‘stock’. It’s not exactly highbrow humour, but that’s the point. Some retail traders on forums like Reddit pride themselves on not being super smart, owning their shortcomings and not pretending to be hot-shot investors. The word itself gathered mainstream attention back in January when Elon Musk sent out the tweet “Gamestonk!!” during the escalation of the GameStop saga. It’s quite amazing that as one of the world’s richest people, Musk still finds time to be an internet troll! Where did the word ‘stonk’ come from? The word’s first use was on Facebook meme pages a few years ago. Its recent explosion has seen it become somewhat of a worldwide trend. As a deliberate misspelling, the purpose is to just poke fun. People either use the word to make fun of their own financial incompetence or to laugh at others who think they’re good with money. Much like the deliberately misspelt ‘hodl’ has become standard language in the cryptocurrency community, ‘stonk’ is becoming a staple amongst internet retail investors. Why have ‘stonk’ tips become popular? A ‘stonk’ tip is just internet slang for a stock tip. With the massive boom and mobilising of retail investors, this term can highlight ironically bad investments. As we’ve seen, an investment might not be good by traditional standards but with enough public backing, a poor stock can perform quite well in the short term. Bringing some humour into the world of investing is admirable. But it’s important to know that many ‘stonk’ tips are ironic. Be very wary about getting your investing tips from social media and places like TikTok. The joke doesn’t seem so funny if you end up losing lots of money following bad investment advice. Where can I find some real stock tips? If you’re looking for some investing guidance that isn’t just a joke, we have plenty of resources here at MyWalletHero and over on The Motley Fool. For someone just starting out, it may seem like a good idea to follow other people’s advice. However, if you’re learning, you may be better off using something like an investing solution platform where professionals can select your investments for you. Alternatively, a cheap share dealing account is useful if you’re set on picking your own ‘stonks’. This way you can start off with smaller investments while you’re learning about the market.  It’s great that more people are showing an interest in investing. Being unafraid to make small mistakes can be a good way to learn and is better than being too scared to begin your journey as an investor. Just be sure to remember that you don’t want to end up being the butt of the joke. You’ll be the one laughing in the end if you become a proper investor and not a ‘stonk’ trend follower. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading How I’d invest £1,000 in UK shares right now 5 UK shares I’d buy after Budget 2021 2 shares to buy today for my Stocks and Shares ISA Passive income ideas I’d start using with £10 a day The Cellular Goods share price slips. Is this Beckham-backed cannabis stock a buy? The post What is a ‘stonk’ tip? appeared first on The Motley Fool UK.
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  16. As sedentary lifestyle increases problems of back pain, school students come up with low-cost innovative solution (04/06/2021 - Financial Express)
    Apart from back support, posture correction and massage, a unique feature of the product is that it is a portable product because it is an add-on that can be placed on any chair.
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  17. Enphase Energy offers $1B in green convertible senior notes offering (24/02/2021 - Seeking Alpha)

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  18. 2 renewable energy stocks to buy (14/06/2021 - The Motley Fool UK)
    With the demand for green energy set to explode over the next few years, I’ve been looking for renewable energy stocks to buy for my portfolio to capitalise on this trend. Here are two companies I’d buy for my portfolio right now.  Stocks to buy  The number of renewable energy stocks in the UK is relatively limited. Therefore, I’ve been looking overseas for other options. One of the best companies I’ve found is NextEra Energy (NYSE: NEE). As of May 2021, NextEra’s the world’s largest producer of wind and solar energy. It’s far bigger than anything we have here in the UK and has substantial economies of scale from its giant renewable energy projects across the United States in Canada.  Given the company’s size, scale and reputation, it looks as if it’ll be a significant player in the renewable energy sector for the foreseeable future. That’s why I believe this is one of the best stocks to buy in the industry today. It could also benefit from Joe Biden’s $2.3trn infrastructure plan and the president’s commitment to halving US greenhouse gas emissions by 2030.  As well as the group’s growth potential, the stock also offers a dividend yield of 2.1%.  However, this company might not be suitable for all investors. Its North American focus means its success is highly dependent on what happens across the pond. Some investors might find it challenging to interpret the laws and developments that occur in the US, which could have a significant impact on NextEra’s business.  Despite this risk, I’d buy the company for my portfolio of renewable energy stocks today.  Renewable energy stocks  Back in the UK, I’d also buy Greencoat UK Wind (LSE: UKW). Put simply, I think this is one of the best stocks to buy in the green energy space. This is due to its exposure to wind energy, extensive portfolio, experienced management team and dividend yield. Indeed, at the time of writing, the stock offers a dividend yield of 5.7%.  This shareholder payout is funded by income from its portfolio of UK wind farm projects. The majority of the company’s revenue is generated through Power Purchase Agreements. These aren’t fixed pricing agreements, therefore the firm has some exposure to UK power prices. The structure has its benefits and drawbacks. On the one hand, the company will earn higher profits if power prices jump. On the other, if prices slump, due to oversupply, profits will fall. This could be particularly troublesome for Greencoat, considering the corporation’s elevated level of debt. If profits fall substantially, the firm may have trouble meeting its debt obligations.  Still, I believe this is one of the best renewable energy stocks to buy today for the reasons outlined above. That’s why I’d buy Greencoat right now.  The post 2 renewable energy stocks to buy appeared first on The Motley Fool UK. Our 5 Top Shares for the New “Green Industrial Revolution" It was released in November 2020, and make no mistake: It’s happening. The UK Government’s 10-point plan for a new “Green Industrial Revolution.” PriceWaterhouse Coopers believes this trend will cost £400billion… …That’s just here in Britain over the next 10 years. Worldwide, the Green Industrial Revolution could be worth TRILLIONS. It’s why I’m urging all investors to read this special presentation carefully, and learn how you can uncover the 5 companies that we believe are poised to profit from this gargantuan trend ahead! Access this special "Green Industrial Revolution" presentation now More reading 2 FTSE 250 dividend stocks I’d buy and hold for a long time 6.5% dividend yields! 2 UK dividend shares I’d buy for my ISA My top UK renewable energy stocks 3 UK renewable energy shares I’d buy Rupert Hargreaves owns no share mentioned. The Motley Fool UK has recommended Greencoat UK Wind. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
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  19. Late rally cements stock market gains for the day, week (12/02/2021 - Seeking Alpha)

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  20. Innovation is much more than a competitive advantage (09/05/2021 - Financial Express)
    Last year when we shifted to work from home, we announced a new digital learning initiative that offers innovative and interactive educational content to support students, professionals and anyone wishing to continue to learn during the lockdown.
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  21. 2 things more important to house hunters than location now (16/04/2021 - The Motley Fool UK)
    When it comes to what makes the best home, house hunters are no longer placing location is at the top of the list. According to recent research commissioned by Wayhome, they are now focusing somewhere else. According to Wayhome chief executive Nigel Purves, “When you’re narrowing down your search for the perfect home to rent or buy, most of us will have a wish-list, usually split into the ‘essentials’ and ‘nice-to-haves’”. And location, location, location is no longer at the top of the essentials list.  What do the numbers show? At the request of Wayhome, Censuswide surveyed over 2,000 people about their priorities when looking for a new home. And the results were surprising. For starters, a quarter of house hunters now have a dedicated office space at the top of their list. Another 30% are focused on finding their own garden space. These two new ‘wants’ have replaced older preferences, which included being close to transport links, restaurants and shops. In fact, a central location is no longer at the top of the list, with less than 17% of respondents wanting to be close to specific amenities.  With the pandemic changing how people work and relax, a private place to work and your own private green space have become very popular requests. Gardens are even more important for older house hunters. Over half of respondents over 55 years of age named a private garden as an essential part of their search. What else do house hunters want? Our need for ‘more green’ in our lives is extending beyond private gardens. New research suggests that even those who don’t necessarily need their own garden still want to be close to parks and walking routes. And a sense of community has also become an important must-have for new house hunters.  Plus, Wayhome’s research shows that the need for space extends to the inside of the home. Almost 30% of those surveyed wanted a bigger home, including bigger bedrooms.  With the end of lockdown in sight, Purves believes the industry needs to start focusing on those new needs and “support innovative and alternative routes that get more people onto the property ladder”. Is it time to buy? A great benefit of househunting now is the current stamp duty holiday, in place until the end of June. This allows buyers to get a tax break of up to £15,000. Even better, this benefits even landlords and second home buyers, not just those buying their first residential home. This tax break, however, has had a significant impact on the UK property market. According to Which, this has not only lead to a mini-boom on property prices but could also lead to prices increasing even more in the coming months. Estate agents are still conducting in-person viewings despite the lockdown, allowing the market to continue its growth.  Are you still thinking about buying? If so, take a look at the MyWalletHero mortgage guide. It will help you understand the ins and outs of buying a property, including interest rates, deposits and what to expect.  “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading 5 passive income streams I’d consider using now I think these 2 FTSE 100 stocks might be among the best shares to buy today The Lloyds share price is rising, but I’d buy these stocks instead The Tesco share price is falling: should I buy now? 4 free career aptitude tests The post 2 things more important to house hunters than location now appeared first on The Motley Fool UK.
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  22. Green list countries: Here’s where you can go on holiday (11/05/2021 - The Motley Fool UK)
    Transport secretary Grant Shapps has unveiled the government’s green list of countries and territories you can travel to from 17 May 2021 without the need to quarantine on return. We look at these countries and territories and what this means for your travel. [top_pitch] What does ‘green list country’ mean? A green list country is a destination that the government has identified as having a low risk of Covid-19. This is most likely due to a reduction in Covid-19 cases in the country. Since the country isn’t Covid-free, Covid tests are still mandatory. If your tests are negative, quarantine isn’t compulsory after arriving back in England. Which countries are on the green list? Currently, only 12 countries and territories are on the green list: 1. Portugal 2. Israel 3. Singapore 4. Australia 5. New Zealand 6. Brunei 7. Iceland 8. Gibraltar 9. Falkland Islands 10. Faroe Islands 11. South Georgia and the South Sandwich Islands 12. St Helena, Tristan de Cunha, Ascension Island These countries and territories will move to the green list from the amber list at 4am on 17 May. If you happen to arrive in England from one of these countries or territories before then, amber list rules will apply. Will the countries on the green list change? Countries and territories can move between lists if conditions change. The government recommends that you sign up for email alerts for notifications when changes occur. The government plans to review the lists every three weeks, meaning that there could be changes in June. If you’re planning a holiday, it might be wise to consider travel insurance with Covid-19 cover. You may also want to keep your holiday costs as low as possible by choosing a holiday company offering cheap Covid tests and free insurance. [middle_pitch] What does the green list mean for travel? The government has stated that people from England should not travel to red or amber list countries or territories for leisure purposes. However, with the green list unveiled, you can find countries and territories to visit. If you are planning a trip, note that even if a country is on the green list, it doesn’t mean it’s allowing visitors. It is important to find out what the country requires from visitors. If you’re travelling to England from a green list country, the government requires you to complete a passenger locator form, take a Covid test three days before departing for England and book and pay for a day 2 Covid test. The day 2 Covid test is taken on or before day two after you arrive in England. You don’t have to quarantine if your test is negative. What are the red and amber list rules for entering England? If you have been in or through an amber or red list country in the 10 days before you arrive in England, you still have to complete a passenger locator form and take a Covid test 3 days before departing for England. However, you might need to quarantine for 10 days and book and pay for 2 Covid tests: a day 2 test and a day 8 test. If you’re travelling from a red list country, you must quarantine in a managed quarantine hotel. However, if you are from an amber list country, you can quarantine at home or in the place you are staying. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading Is a sharp 13% crash in this FTSE 100 stock a buying opportunity for me? Why has The Hut Group share price jumped today? I’d invest £1,000 in these top UK dividend stocks for passive income today Stock market crash: 3 shares I’d buy as markets plunge Why holiday costs are set to go up this summer The post Green list countries: Here’s where you can go on holiday appeared first on The Motley Fool UK.
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  23. UK shares to help fight inflation (20/06/2021 - The Motley Fool UK)
    Inflation has been on a bit of a gallop recently. I’ve found it difficult to avoid rising prices with many purchases. So, as an investor in UK shares, should I worry? There are a few ‘ifs’ and ‘buts’ to consider before answering that question. Rampant inflation isn’t certain For example, high and accelerating 1970’s-style inflation can make it difficult for businesses to keep up. So short-term profits could fall in real terms and act as a drag on share prices. However, even under high-inflation conditions stocks can be a decent place to invest money over the long term if the underlying businesses can raise their selling prices. But inflation doesn’t worry me. The mood music from governments on both sides of the Atlantic sounds as if they think the recent spurt in inflation may prove to be transitory. Neither the US nor the UK has plans for a rapid ramp-up of interest rates to fight inflation. In May, the Bank of England’s Monetary Policy Committee predicted Consumer Price Index (CPI) inflation will be somewhere close to its 2% target as far ahead as the middle of 2022. And the government set the 2% level for a reason — modest inflation tends to stimulate economic activity. But if inflation does gain traction, the traditional advice is to turn to assets such as gold, commodities, property and bonds. But I’ll not be bothering with those. Prices are hard to predict. And gold and commodities, for example, have already been riding high for some time. It’s easy to get on the wrong side of a trade when investing in vehicles that simply track prices. After all, gold, commodities and property prices tend to cycle up and down. UK shares — so often the answer But if I do want to try to build some inflation protection into my portfolio I can do it with UK shares. For example, gold mining companies will likely benefit from rising gold prices. So, I’d consider companies such as Centamin and Shanta Gold. And the big general mining firms could receive a boost from rising commodity prices, so I’d look at Anglo American, Rio Tinto and BHP.                                Meanwhile, the many property companies listed on the London Stock Market strike me as a great alternative to investing directly in bricks and mortar. An investor will be exposed to the potential for capital gains from a rising share. And there’s the possibility of an expanding income from shareholder dividends. Those potential benefits, and the downside risks, are similar to those gained from holding property. I’d consider property stocks such as Warehouse REIT and Tritax Big Box REIT. However, even with the possibility of rising inflation ahead, the solution for my long-term portfolio is the same as it’s always been. I’d aim to pick the best stocks from multiple sectors including those I’ve mentioned — sectors such as pharmaceuticals & health, fast-moving consumer goods, utilities, retail, technology, software, IT and others. My belief is a portfolio of quality UK shares diversified between industries will likely provide a decent long-term return whatever inflation happens to be doing. However, nothing is certain or guaranteed. And it’s still possible for me to lose money on shares despite such an approach. The post UK shares to help fight inflation appeared first on The Motley Fool UK. Our 5 Top Shares for the New “Green Industrial Revolution" It was released in November 2020, and make no mistake: It’s happening. The UK Government’s 10-point plan for a new “Green Industrial Revolution.” PriceWaterhouse Coopers believes this trend will cost £400billion… …That’s just here in Britain over the next 10 years. Worldwide, the Green Industrial Revolution could be worth TRILLIONS. It’s why I’m urging all investors to read this special presentation carefully, and learn how you can uncover the 5 companies that we believe are poised to profit from this gargantuan trend ahead! Access this special "Green Industrial Revolution" presentation now More reading 2 top UK shares to buy with £1,000 Dividend stocks I’d buy with £1,000 2 UK shares with ‘elite’ ESG ratings I’d buy with £3,000 5 UK shares to buy 2 investment trusts to buy with £2,000 Kevin Godbold has no position in any share mentioned. The Motley Fool UK has recommended Tritax Big Box REIT and Warehouse REIT. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
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  24. Best New Ideas in Retirement: A solution to the retirement crisis exists — but so far only on paper (15/03/2021 - Market Watch)
    This retirement-saving product offers the best of Social Security, a defined benefit plan --- and an annuity
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  25. Samsung Galaxy A52 & Galaxy A72: Cool devices for the cool consumer (25/04/2021 - Financial Express)
    Two new Galaxy A Series mobile phones that run smoothly and respond quickly, take beautiful photos and videos, have large battery life and good overall running
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  26. Ape Rocket to the Moon (29/03/2021 - Reddit Stocks)
    So I am a artist that is holding some shares and I was kinda shocked that there wasn't more art that was cool and stock market related. About 2 weeks ago I decided to paint something that would be funny but cool. So I painted a Ape on a 'emoji' type rocket that looks kinda real with cool effects happening around it. The ape is wearing a worn out torn tie while gripping Diamond above the earth and heading to the moon. The moon has a small reddit flag on it. To show that others have been there already. I have gotten some good feedback from people in the subreddits and just wanted to share it here. Anyways after this morning.. Let get there Ape Rocket Artwork on Etsy   submitted by   /u/therdai [link]   [comments]
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  27. How possible is ‘no money down’ property investing? (16/02/2021 - The Motley Fool UK)
    Lack of money has always been a problem for people trying to get into property investing, and that is why options like ‘no money down’ property investing are being considered. Working hard and saving might be a solution, but it might not be feasible if you do not make much. It would mean years of saving, and by the time you are accumulating the amount you need, it might be too late. That is why individuals seek loans and mortgages to help them achieve their goals at the moment and pay back the borrowed money slowly. Loans and mortgages are not a solution for everyone. You must have a good credit score and meet various requirements highlighted by loan financing and mortgage companies to qualify for a mortgage. You may also be required to make a large initial deposit, which you may not have. The solution to your problem could be ‘no money down’ property investing. What is ‘no money down’ property investing? This is a scenario where you require no money to own or use a piece of property. It may also be a situation where you only need to put up a small fee, which can be as low as £1 to own or use a piece of property. Usually, this small fee is a way of making the agreement legally binding; in other words, proof of exchange. You may not come across financial institutions (loan and mortgage companies) that offer no money down property investing services. No money down property investing is mostly practised by creative property investors; they have the knowledge and ability to be imaginative and creative. Be very careful, though! Some of the strategies you use might fall under mortgage fraud, meaning you need to have plenty of knowledge on mortgage and mortgage fraud. This is why you might come across some individuals claiming that no money down property investing is illegal. It can only be illegal if the strategies used might lead to mortgage fraud. Can you invest in property in the UK with no money down? Yes, you can, but as mentioned earlier, you have to be knowledgeable and creative. Here are examples of ways you can invest in property in the UK with no money down: Joint venture Look for individuals with money, but lack knowledge in property investing. Make an agreement with them, where you share the profits 50/50. Your contributions are termed as value, where you bring in knowledge value and the investor in the cash value. You can even come across lending agreements that are not shared 50/50. Investors may only want a particular percentage every month, and you can have the rest. Rent-to-own properties This can be a gold mine if you are creative. Using your knowledge on properties, find rent-to-own properties located in areas where people would like to live or rent. Talk to the owner and find out how much the rent is and how many months you need to pay to own the property. The next step is finding a tenant willing to pay a slightly higher rent; the tenant will be paying you rent. Pay the property owner the rent he or she requested and keep the rest as profit. Over time the property may increase in value – you can even carry out renovations to increase the value. You will be bringing in profits monthly and once you own the house and the tenant moves out, you can either continue renting it out to a new tenant and at a higher rent or sell it at the new market price. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading 6 reasons why credit cards are declined FTSE 100 dividends: should I buy this big-cap stock yielding more than 5%? Why I’d ignore the Cineworld share price rally and buy these UK shares for my ISA Scottish Mortgage just sold Tesla stock. Here’s my view on the trust now Argo Blockchain share price: 3 reasons why it’s up 90% in the past week The post How possible is ‘no money down’ property investing? appeared first on The Motley Fool UK.
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  28. Some more info. on AMMPF (08/06/2021 - Reddit Stocks)
    Today 3,435% VS AVG. Closed at ^ $1.40. From https://ammpower.com/ : "a developer of innovative, proprietary technology aimed at efficiently producing green ammonia and hydrogen based alternative fuel options. State-of-the-art manufacturing facilities in Michigan are being developed to deliver optimal catalytic reactors that produce green ammonia." And they reported, 6/4/21, the completion of a high-resolution Heliborne Magnetic Survey and geophysical report on the companies targeting for lithium bearing pegmatites Whabouchi South Property, Quebec.   submitted by   /u/badgebruce [link]   [comments]
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  29. Ind-Ra upgrades Supreme Petrochem’s rating (20/04/2021 - Money Works 4 Me)
    The rating agency also confirmed Short Term Rating at ‘A1+’ for company’s fund and non fund based working capital facilities from banks
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  30. Buy This, Not That: 5 blissfully soft sheets that will keep you cool this summer (03/06/2021 - Market Watch)
    If you're a hot sleeper, or just want to stay cool this summer, here are some of the best-rated sheets to consider.
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  31. Buy This, Not That: 5 blissfully soft sheets that will keep you cool this summer (03/06/2021 - Market Watch)
    If you're a hot sleeper, or just want to stay cool this summer, here are some of the best-rated sheets to consider.
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  32. Stocks you just like ? (06/03/2021 - Reddit Stocks)
    I buy etfs for retirement and growth stocks for money. I also buy stocks just because I like them. I think drone stocks and green energy stocks are cool. Do you ever buy stocks just to see where it will take you. I have to believe in the companies to buy stocks in or be involved or have common interests in it. Makes it fun following these companies. Just my 2 cents left..lol   submitted by   /u/Repulsive_Smile5810 [link]   [comments]
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  33. Beyond Meat isn’t the only ‘green’ stock I’d buy for my ISA today! (15/05/2021 - The Motley Fool UK)
    I’m looking for ways to save the planet. And I’m seeking to make a pot of cash in the process. Fortunately there are plenty of UK and US shares to help me do this. Beyond Meat  (NASDAQ: BYND) is one I’m thinking of adding to my Stocks and Shares ISA. But it’s not the only ‘green’ stock I’m thinking of buying soon. Profits poised to flow The growing importance of responsible water usage makes Water Intelligence (LSE: WATR) a great UK share for the next decade, I feel. Why? The company is involved in the detection, finding and fixing water leaks for residential, commercial and municipal customers. And boy is business booming. Revenues here rose 38% in the three months to March. I expect demand for its services to keep booming as the climate crisis worsens too. The rise of responsible investing is turbocharging demand for so-called ethical investments like Water Intelligence shares. According to Close Brothers Asset Management, a hefty 65% of 2,000 investors it surveyed said that they “prioritise responsible investing over a desire to ‘simply maximise’ their financial return”. Rising concerns over the environment bodes well for this UK share, then, a holder of the London Stock Exchange’s ‘Green Economy Mark’. It’s worth remembering, though, that Water Intelligence carries a hefty valuation at current prices. City analysts expect the firm’s earnings to rise 13% in 2021. And this leaves the company trading on a forward price-to-earnings (P/E) ratio of 59 times. Such a lofty reading could prompt a sharp share price reversal if the company experiences any distress. A look at Beyond Meat As I said earlier, I think Beyond Meat is a great ‘green’ share to buy today. A rising focus on animal welfare is one reason why vegan and vegetarian diets are popular. Concerns over the impact of livestock farming on greenhouse gas levels are also driving people away from animal-based foods. These issues explain why demand for Beyond Meat’s non-meat products is flying. Latest financials showed net revenues at the company soared 11.4% in the three months to March. This may have missed expectations but that sort of growth is still impressive given that its foodservice operations continued to suffer from Covid-19-related pressures. Beyond Meat is spending heavily so that it can play a big part in the meat-free revolution. As it said last week, it has remained “highly focused on investing in and building out production infrastructure in the US, the EU, and China” in recent months. That’s not to say that Beyond Meat (like any share) doesn’t have its problems. The company has a giant $1.1bn net debt mountain, which could constrain its growth plans. This is particularly high in relation to the foodie’s sales today (net revenues were a shade over $108m in the first quarter). Still, I think this US share’s market-leading position in a fast-growing marketplace makes it an attractive buy right now. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading The Beyond Meat share price is crashing this week. Should I buy it now? What’s going on with the Beyond Meat share price? Royston Wild has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended Beyond Meat, Inc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The post Beyond Meat isn’t the only ‘green’ stock I’d buy for my ISA today! appeared first on The Motley Fool UK.
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  34. Pre-qualified vs pre-approved: what’s the difference? (31/03/2021 - The Motley Fool UK)
    If you want to apply for a credit card, you may be wondering if there’s any difference when considering pre-qualified vs pre-approved. If so, this article tells you what you need to know. What do these terms mean? Credit card companies often send out invitations to potential or existing customers inviting them to apply for credit cards. These invitations typically come with special offers, such as introductory bonuses, air miles or 0% introductory APR on balance transfers or purchases, for example. They’re known as either pre-approved or pre-qualified credit card offers. [top_pitch] Pre-qualified vs pre-approved: what’s the purpose? Credit card providers send these offers for promotional reasons. Doing so is an effective marketing tool used to attract new customers. You may have received letters from card providers inviting you to apply for a credit card. These companies probably selected you from a mailing list as a suitable potential customer. What’s the difference? Pre-qualified vs pre-approved There is actually very little difference between these terms when they are used by credit card companies. In fact, some companies use both terms in such a way that their meaning is the same. In both cases, card companies will prescreen mailing lists or their own customer databases using a ‘soft inquiry’. This type of inquiry has no effect on your credit score. When there is a distinction between the two terms, this has to do with the selection method. The difference is as follows: Pre-qualified offers Lenders typically make to people whose credit score falls within a general range. Pre-approved offers Lenders make these offers to people that meet other specified criteria. For example, this could be their reliability in terms of paying their bills on time. [middle_pitch] What about pre-qualification? You’ll hear the term pre-qualification in the US more than in the UK. So, if you want to apply for a credit card in the US, you can request pre-qualification. The card company will ask you to answer some questions over the phone or fill out an online survey. Following a review of your answers, they may give you a conditional offer. The offer is based on a soft inquiry and gives you an idea as to whether or not your application would be successful. In the UK, the closest equivalent process is a credit card eligibility checker. You can use this if you are unsure whether or not your application will be successful. You fill out an online questionnaire and submit your answers. The card company analyses your answers and lets you know if your application is likely to be successful. Does either offer guarantee approval for a credit card? No, this does not guarantee approval because both types of offer are made following a soft inquiry. The reason is that this type of inquiry does not identify any problems in your full credit history. If you are pre-qualified or pre-approved, then you will need to make a formal application. As part of the formal application process, the credit card company will undertake a ‘hard inquiry’ that includes a full examination of your credit history. This type of inquiry will have an impact on your credit score. Take home: pre-qualified vs pre-approved If you want to apply for a credit card, you can approach the company directly. Therefore, you don’t need to worry about pre-qualified vs pre-approved. Using a credit card eligibility checker is a good first step if you are unsure about your application. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading This is what I’m doing about the [email protected] Capital share price right now The 88 Energy share price surges to 4-year highs! This is why Can a student get a mortgage? Deliveroo IPO! Should I invest in London’s biggest listing this year? 3 UK funds to buy for a Stocks and Shares ISA The post Pre-qualified vs pre-approved: what’s the difference? appeared first on The Motley Fool UK.
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  35. Does pre-approval guarantee a credit card? (22/03/2021 - The Motley Fool UK)
    Have you ever received a letter from a credit card provider offering you pre-approval on a new card? Are you wondering if this is a guarantee? Read this article to find out. What is a credit card pre-approval? It’s a special invitation that is sent by a credit card provider to encourage you to apply for a credit card. Card providers prescreen mailing lists or their own customer databases using criteria such as credit scores. This is a ‘soft inquiry’ so it has no effect on the credit scores of those people that are prescreened. Once they have selected appropriate potential customers, they send out invitation letters. These letters come with an application form and very often include special deals such as a low interest rate for a limited period. [top_pitch] Why are they used? The main reason credit card providers send these letters is to promote their products. It’s an effective marketing tool used to attract new customers with special deals. In the past, you may have received letters from card providers inviting you to apply for their products. This is because your name appears on a mailing list or because you already have a credit card. Does it guarantee a credit card? No, it does not. The term ‘pre-approval’ gives the misleading impression that you will automatically receive a card, but that is not the case. The soft inquiry undertaken by the card providers will not identify any problems in your full credit history. So it is not enough to guarantee approval for a credit card. So what is the point? It’s understandable to think that this type of offer is just a clever marketing ploy. However, there are some advantages to using pre-approved offers. You can avoid the time-consuming search for the best card since the card providers are coming to you. The offer does not affect your credit score. While it is not guaranteed, you may have a better chance of getting a pre-approved card then you would if you approached a provider without pre-approval. You may get a better interest rate than you would if you approached a provider without an invite. Remember that it’s a marketing exercise, so pre-approval tends to come with special offers. Such offers include intro bonuses, air miles or 0% introductory APR on balance transfers or purchases. What happens when you apply? Following pre-approval, you will need to submit an application form. The card provider will then be able to examine your full credit history. This is a ‘hard inquiry’ that can have an impact on your credit score. The card provider will use the information from this hard inquiry to determine whether or not you will receive a card. Bear in mind that the provider will also use this information to decide on an appropriate interest rate. This may not be the rate advertised in the letter they sent to you. [middle_pitch] How can you get pre-approval? If you have not received this type of offer, it could be because your credit score is too low. It is worth taking steps to improve your credit score. This will increase your chances of receiving offers from card providers. Can you get a credit card without one? Yes, you can. Your chances of getting a credit card will be dependent on your credit history and credit score. It is possible to get a credit card without pre-approval. You can apply directly to a card provider and you don’t need an invitation. Final thoughts If you receive this type of letter from a card provider, it’s a good idea to read all the information and make sure you understand the terms and conditions. If you are looking for a credit card, check out our 2021 credit card reviews. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading 2 penny shares I’d buy right now for capital and income growth Got £750 to invest? Here are my 2 best cheap shares to buy now! Scottish Mortgage Investment Trust isn’t all I’ve been buying What is a trust fund and how does it work? Adding US tech stocks to my portfolio right now: yes or no? The post Does pre-approval guarantee a credit card? appeared first on The Motley Fool UK.
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  36. My top UK renewable energy stocks (20/05/2021 - The Motley Fool UK)
    Renewable energy stocks are very much in vogue. That’s not surprising given the publicity around climate change and big environment-focused events such as COP26. That international summit is due to take place in November 2021. It should really shine a spotlight on renewables and may lead to new international agreements. Making money from wind Greencoat UK Wind (LSE: UKW) is a renewable energy stock I’d be tempted to add to my portfolio. The FTSE 250-listed fund is well run and specialises in renewable energy investment. Greencoat earns a profit by selling wind energy to utility providers. These sales are usually based on long-term contracts, which gives the group visibility over long-term cash flow. Another good thing about Greencoat is that its premium has come down a lot, meaning buying the shares now is much cheaper, compared to the net asset value, than it was 12 months ago. The premium now is around 6%, compared to highs of over 20% seen just within the last year. On top of being better value now, compared to recent history, the shares also provide a good level of income. The dividend yield is 5.4%. That’s far more than the average for the FTSE 250, which is around 1.75%. The downside of this is that competition could increase or Greencoat could lose key members of its investment team. Assets could also become too expensive to acquire profitably. Overall though, I back Greencoat UK Wind to perform well for many years to come. A renewable energy stock with a difference Gore Street Energy Storage Fund (LSE: GSF) targets a 7% yield, making it a great income stock. It’s an early leader in investing in energy storage assets, which will be needed as renewables start to dominate energy production. Storage is needed because renewable energies such as solar and wind can be unpredictable, which presents a considerable challenge for the energy market. Energy storage is one solution. The investment trust owns and operates a selection of energy storage facilities, primarily batteries. It manages these facilities with the goal of producing a steady income to fund a regular dividend payout. At the time of writing, the stock offers a yield of around 6.7%. The fund is looking to expand beyond the UK and Ireland and into the US and Western Europe, so there’s potential for it to become significantly larger in the future. This could put it on the radar of more investors, increase demand for the shares and consequently push up the share price. This is why I’m tempted to invest now, as the energy market is still in the relatively early phases of a shift to renewable energy. Let’s be very clear – there are risks involved with investing in UK renewable energy stocks because the shares tend to be expensive compared to the net asset value. However, I believe the sector should continue to attract a lot of investor money, with the implication that shares should do well, even from their current relative highs. That’s why I’d be tempted to add UK renewable energy stocks to my portfolio. They can provide both income and growth, which I think is a great combination. Government’s Green Dossier Exposes £400Billion Opportunity It was released November 2020, and make no mistake: It’s happening. The UK Government’s 10-point plan for a new “Green Industrial Revolution.” PriceWaterhouse Coopers believes this trend will cost £400billion… …That’s just here in Britain over the next 10 years. Worldwide, the Green Industrial Revolution could be worth TRILLIONS. It’s why I’m urging all investors to read this special presentation carefully… Access this special "Green Industrial Revolution" presentation now More reading 3 UK renewable energy shares I’d buy Andy Ross owns no share mentioned. The Motley Fool UK has recommended Greencoat UK Wind. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The post My top UK renewable energy stocks appeared first on The Motley Fool UK.
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  37. How to get a bank statement (02/04/2021 - The Motley Fool UK)
    A bank statement offers some key insights into your personal finances. But how do you get one, and what can you learn from it? Let’s take a look.  [top_pitch] Why you should get a bank statement Basically, a bank statement is an account summary. It lists every transaction you’ve made over a certain period – usually a month. So, from credit card payments to ATM withdrawals, you’ll see it all listed in your bank statement.  Why are bank statements helpful? Well, for two reasons.  It’s easier to budget when you can see where your money’s going each month. You can check your statement for fraudulent activity, which may help keep you safe from things such as identity theft. What’s more, if you’re applying for a loan or mortgage, you might need to show bank statements to confirm your identity and prove you can afford the repayments.  How do you get a bank statement? There are two ways: online, or by post. Here’s a look at both.  How to get a bank statement online Do you have an online bank account? Then in just a few short steps, you can access your own bank statement.  First, log on to your online bank account. Normally when you log in, you’ll be able to quickly view a list of your most recent transactions. For more details, simply click on an individual entry, or follow the onscreen instructions.  If you want to view transactions over a longer period of time (say, a month or two), go to the statements section. It might be called something slightly different, for example, Barclays calls it the “online statements” section, and Halifax offers a simple search tool on the main account screen. You can view the statement immediately and, normally, you can save it as a PDF on your computer. Since you’re already logged in, you shouldn’t need to provide extra details to see your bank statement. If you’ve got a mobile app, the same process applies.  It’s free to view statements online.  How to get a bank statement by post You don’t always need to request a paper statement. Some banks, like Santander, will post out paper statements to you each month unless you choose to go paperless. If you’ve got an online bank account, you can usually download your digital statement and print out a copy for your own records. However, if you don’t have a printer, or you want a copy posted out to you, it’s easy enough to get one. Log on to your bank account. If you don’t have an online account, call your bank or visit a branch instead. Request a copy of your statement. You don’t usually need to provide proof of identity, but your bank will let you know if it’s necessary. It can take up to 10 days before your statement arrives.  If you need a copy of a really old statement from years back, your bank might charge for this. NatWest, for example, charges £3 for statements that are more than seven years old. [middle_pitch] How to get a mini statement So that’s how to get a ‘formal’ bank statement, but did you know you can get ‘mini’ statements, too? These statements show what’s been going in and out of your account over the last few days or so, and they’re helpful if you’re trying to stay on top of your finances. To get a mini statement, simply pop your bank card into an ATM and follow the onscreen instructions.  Takeaway It’s pretty easy to get a bank statement, and it’s worth checking yours regularly to make sure you know what’s happening with your personal bank account.  Just remember, though, that the process for getting a statement can vary slightly between banks. So, if you need any more help, or you need a statement for proof of address, give your bank a call. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading Should I buy Hammerson shares after the big 2020 loss? What does it mean to ‘buycott’? How much is the UK State Pension for a married couple? How I’d invest £20k in a Stocks and Shares ISA Why I’d ignore the crashing Deliveroo share price and buy this cheap FTSE 100 share The post How to get a bank statement appeared first on The Motley Fool UK.
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  38. Should I buy Argo Blockchain shares now it’s using clean energy? (06/04/2021 - The Motley Fool UK)
    2021 has been a busy year for Argo Blockchain (LSE: ARB) shares. And the company has released more announcements. This time the focus is on climate change and clean energy. I can’t deny that cryptocurrency has been a topical issue throughout the pandemic. Hence there has been a lot of buzz surrounding Argo Blockchain shares. But I think the company has ramped up the euphoria even further by addressing the topical issue of climate change. I’m still bullish on the stock as a long-term investor. But here’s my take on the recent announcements. Clean energy I believe clean energy and sustainable living is the future. After all, we have only one planet, so let’s preserve it. It’s pleasing to see that Argo Blockchain believes “addressing climate change is a priority”.  The company has recently completed the purchase of 320 acres of land in West Texas to build a new mining facility. This will be powered by ‘clean energy’. And then at the end of March, the company announced that it’s joining forces with DMG Blockchain Solutions to launch Terra Pool, a Bitcoin mining pool powered by clean energy. This pool will initially consist of both Argo’s and DMG’s computational power, which is mostly generated by hydroelectric resources. They’ve partnered and combined their computational resources to mine cryptocurrencies. Simply put, clean energy will fuel its power so that it can mine. In my opinion, Argo Blockchain is going one step further to emphasise that it’s concerned about climate change by stating that Terra Pool represents the first ever opportunity for the creation of ‘green bitcoin’. That said, I think it’s somewhat excessive to classify it as ‘green bitcoin’. I reckon at some point in the near future most people will be using clean energy so the ‘green’ is likely to lose its exclusivity. But Argo Blockchain has first-mover advantage in a relatively new industry. This certainly helps and should be positive for the shares. Climate change adviser Argo Blockchain has also announced that it’s appointing Guidehouse as its climate strategy adviser. The firm aims to be a net zero greenhouse gas company, but it needs some guidance to achieve that. And it says it would like to be a “climate-friendly cryptocurrency miner”. I think if it continues with these steps, then it’s heading in the right direction. My view on Argo Blockchain shares I’d buy the shares as a long-term investor. I think it’s great to see a relatively young company embracing sustainability so early on in its journey. I believe it will place the stock on the radar for sustainable investors. The fact that it has released two climate-change-focused announcements close together is likely to do that. But I should warn that Argo Blockchain shares do carry risk. The stock is correlated to the price of the popular cryptocurrency Bitcoin and so it can be volatile. This means I’d only put in what I can afford to lose. I’m also wary that the UK financial regulator has warned against cryptocurrencies, which could impact Argo Blockchain shares. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading Argo Blockchain shares: here’s why I would and wouldn’t buy this UK share Hargreaves Lansdown investors are still buying Argo Blockchain. Should I? The Argo Blockchain share price: this is when I’ll buy the stock Should I buy Argo Blockchain shares today? This is what I’m doing about the Argo Blockchain share price right now! Nadia Yaqub has no position in any of the shares and cryptocurrencies mentioned. The Motley Fool UK owns shares of and has recommended Bitcoin. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The post Should I buy Argo Blockchain shares now it’s using clean energy? appeared first on The Motley Fool UK.
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  39. UK renewable energy stocks to consider for 2021 (17/05/2021 - The Motley Fool UK)
    Renewable energy stocks are popular right now. It’s not hard to see why. In the years ahead, the clean energy sector is likely to experience huge growth as the world focuses more on sustainability and climate change. Here in the UK, the renewable energy market is projected to grow at around 9% per year between now and 2026. Here, I’m going to provide a broad overview of the renewable energy stocks listed in the UK. For those interested in investing in clean energy, these are some options on the London Stock Exchange. Large-cap UK renewable energy stocks In the FTSE 100, there are no ‘pure-play’ renewable energy stocks. However, there are a number that have exposure to clean energy. One is BP. Today, BP is still very much an oil and gas company. However, the company is currently in the process of transforming itself into a renewable energy company. Its aim is to reduce the carbon footprint of the oil and gas it produces to ‘net zero’ by 2050. Another FTSE 100 company that has clean energy operations is SSE. Its goal is to triple its renewable energy output from 2019 levels to 30TWh by 2030. By 2050, its aim is to achieve net zero emissions.  Then there’s Johnson Matthey. It’s an under-the-radar company specialising in sustainable technologies. These include batteries for electric vehicles and catalytic converters. Its goal is to create a leading, sustainable, electric vehicle ecosystem. Smaller clean energy stocks In the mid-cap and small-cap areas of the UK market, there are a number of exciting renewable energy stocks that are pure-plays on the theme. One example is ITM Power. It’s an innovative company that specialises in hydrogen energy. Its solutions take excess energy from the power network, convert it into hydrogen and use this energy in a range of applications. Recently, ITM signed deals with a number of big players in the energy industry including Shell, Linde, and Snam. Another example is Ceres Power Holdings. It’s a fuel cell technology company that’s aiming to bring cleaner and cheaper energy to businesses, homes, and vehicles. Other stocks in this area of the market include Powerhouse Energy and Drax Group. The former is a clean energy business. It has developed a technology that converts non-recyclable waste plastic and end-of-life-tyres into synthetic gas. The latter is an electrical power generation business dedicated to enabling a zero carbon, lower-cost energy future. Investment trusts In the UK, there are also a number of investment trusts with a focus on renewable energy. Some to consider include Renewables Infrastructure Group, Bluefield Solar Income Fund, Greencoat UK Wind, and Greencoat Renewables.  Renewable energy stocks: the risks  It’s worth stressing one thing. Yes, the renewable energy sector looks set for big growth in the long run. But there are plenty of risks associated with stocks in this area of the market. A number of the companies I’ve mentioned above, for example, aren’t yet profitable. So, this means they are higher-risk investments. And in some cases, the technologies aren’t yet proven. As with any emerging industry, these stocks are likely to be volatile at times. As always, it’s important to think about both risk and reward. The long-term story looks attractive. However, to capitalise, risk will need to be managed carefully. Government’s Green Dossier Exposes £400Billion Opportunity It was released November 2020, and make no mistake: It’s happening. The UK Government’s 10-point plan for a new “Green Industrial Revolution.” PriceWaterhouse Coopers believes this trend will cost £400billion… …That’s just here in Britain over the next 10 years. Worldwide, the Green Industrial Revolution could be worth TRILLIONS. It’s why I’m urging all investors to read this special presentation carefully… Access this special "Green Industrial Revolution" presentation now More reading Hargreaves Lansdown investors are buying HSBC shares. Should I buy too? Here’s why I’d buy shares in Primark owner ABF Should I buy Argo Blockchain stock after the share price crash? This is what I’m doing about the Rolls-Royce share price! The Lloyds share price has doubled since September. Can it keep going? Edward Sheldon owns shares in London Stock Exchange and Royal Dutch Shell. The Motley Fool UK has recommended Greencoat UK Wind. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The post UK renewable energy stocks to consider for 2021 appeared first on The Motley Fool UK.
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  40. Sight diagnostics: Artificial Intelligence solution to help prevent blindness (14/03/2021 - Financial Express)
    Intel-powered AI solution Netra.AI helps reduce diabetic vision loss
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  41. 9 garden features that can double your home’s value (09/06/2021 - The Motley Fool UK)
    When it comes to renovations that add value to your home, don’t forget your garden. In fact, the outside of your home can be just as important as the inside when you’re improving your property. According to Jade Shaw of MyToolShed, having a stylish, comfortable outdoor space is going to be more important than ever this year: “As lockdown restrictions begin to ease, having space outside where homeowners can entertain is going to be in high demand over the coming months”. The DIY experts at MyToolShed have put together suggestions for nine garden features that can significantly increase the value of your home. 1. Add a hot tub At the top of the list of outdoor investments to make is adding a hot tub. According to Post Office Money, adding a Jacuzzi or hot tub to your garden will cost you around £6,000 but can increase the value of your home by an average of 27%. Aside from garden landscaping, this is the outdoor improvement that provides the best return.  2. Build a swimming pool Considering the changeable weather in the UK, you wouldn’t think a pool is that big an advantage here. But research shows that building one can increase your home’s value by 22%. Keep in mind that a pool is a bigger investment and can cost around £30,000 to build. 3. Add a conservatory A number of garden renovations add around 10% to the value of your home, but conservatories are a beloved staple in UK homes. Adding one will not only make your home more valuable but it’s also something you’ll use a lot while still living there.  4. Deck it out Decks have become much-wanted home improvements. They provide an outside space for summer days and fun under the sun. With an estimated value increase of 10%, it’s a worthwhile investment and one that you’ll certainly enjoy in the meantime. 5. Replace windows with bi-folding doors As far as remodels go, this one might require some restructuring. Depending on how your home is built, you might need to get rid of a wall or replace a number of windows. But the biggest advantage of bi-folding doors is that when open, they allow the indoor/outdoor of your home to flow, increasing the feeling of space. Putting in bi-folding doors could increase the value of your home by 5% to 10%. [middle_pitch] 6. Repaint the outside of your home The outside of your home is the first thing potential buyers will see. So, if you’re considering selling your home in the future, this can offer a significant return-on-investment of up to 5%. This is a particularly important renovation if your paint is peeling or the exterior of your house looks ‘tired’.  7. Add a garden building You can increase your home’s value by at least 5% by adding a small building or structure in your garden. This could be a beautiful enclosed gazebo, a wooden room that can double as a garden office or even a shed or storage place. 8. Weatherproof your home from the outside Adding a weatherproof coating to the outside of your home can cost as much as £5,000, so it’s not a small expense. However, it can not only increase your home value by about 3.6% but also save you money. Depending on the type of coating you choose, you can also increase the insulation of your home, protect the walls from water damage and prevent other types of damage. 9. Install a firepit Firepits are a relatively new feature in UK gardens, but they’re quickly becoming popular. They don’t have to cost much, they’re easy to set up and they’re valuable on cool evenings. While they only provide a value increase of around 1.2%, they’re a fun addition and you can recoup the money when selling your property. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading 2 FTSE 250 dividend stocks I’d buy and hold for a long time Stagecoach stock: buy, sell or hold now? This is what I’m doing How I’d invest like Peter Lynch Should I buy Thungela Resources shares? Is the Clover Health share price heading to the moon? The post 9 garden features that can double your home’s value appeared first on The Motley Fool UK.
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  42. What is Shop Pay? (26/05/2021 - The Motley Fool UK)
    Shop Pay is Shopify’s new payment solution. But what is it exactly, and how does it work? Well, thankfully, it’s all fairly straightforward. Here’s what you should know.  [top_pitch] What is Shop Pay? Shop Pay is essentially an accelerated checkout solution. It lets you save your personal details, like your billing address and credit card information, for faster checkout next time around.  Here are some of the key features: One-tap checkout: Once you’ve saved your personal information with Shop Pay, you won’t need to re-enter it. You can simply use your email address to ‘tap’ through your purchase rather than moving through two or three different screens.   Carbon-free deliveries: If you choose Shop Pay, Shopify calculates the carbon emissions from your delivery and plants enough trees to offset them. You don’t need to do anything – once you select ‘Shop Pay’, Shopify handles the rest.  0% interest instalments: You don’t need to pay for your purchase in one go. Instead, you can pay four instalments, paid two weeks apart. Buy now, pay later instalments are interest-free, too.  To be clear, Shop Pay is only available on Shopify. So, unless you’re buying from a Shopify online store, you can’t use it. However, many other retailers and e-commerce stores offer similar tools for faster checkout.  Can anyone use Shop Pay? Yes. All you need to do is buy through a participating Shopify store and select the option to save your information for a speedier checkout next time around.    Are you a small business selling items online through Shopify? Great! You can easily set up Shop Pay to make it faster and easier for customers to move through your checkout – just log in to your seller account and follow the steps.  How do you use Shop Pay? So, that’s what Shop Pay is, but how do you actually use it? Well, it’s easy – you just do a few things before you complete the checkout. Look for the button saying ‘save my information for a faster checkout’. Once you find it, click it.  Input your details like your billing address and credit card information.  Complete your order. You’ll get a notification saying you’re signed up. Once you’ve gone through these steps, you’ll receive an SMS notification on your phone asking you to verify your signup. Follow the instructions, and that’s it! You’ll be set up! The next time you shop, you’ll see a ‘Shop Pay’ button. Click this and you’ll see your saved information pop up on screen, so you can check out faster.  Can’t verify your account? Don’t worry, you can still purchase your items. You just can’t use Shop Pay until you’re able to verify your details.   [middle_pitch] Is Shop Pay safe? That’s a good question. The answer’s yes – it’s as secure as any other online payment option.  The verification process makes it much harder for scammers to set up an account in your name.  Shopify uses encryption that keeps your data safe while it’s stored away and during the checkout process.  It’s easy to delete your account if you decide the platform isn’t for you. Just enter your email address on the opt-out page, and the service will stop remembering your details.   Should you use Shop Pay for your business? It may be worth giving it a go, at least. Using it for your online store can improve the customer experience because it streamlines the checkout process. It’s also great for your brand image because you’re providing carbon-neutral, environmentally responsible delivery options for your customers.  If you’re a Shopify seller, Shop Pay is just a way to give shoppers more choice, so there’s no harm in trying it to see how your customers respond to it.   Takeaway Shop Pay is a really convenient way to buy goods online. You can easily move from the basket to checkout in seconds, and Shopify takes reasonable steps to keep your data safe throughout the process. If you decide to pay for your goods in instalments, though, just make sure you can afford the repayments. Otherwise, you could quickly end up with credit card debt, which may harm your credit score in the long run.   Finally, if you’re a small business, offering Shop Pay might encourage buyers to shop with you, since it’s so easy to move through the checkout process. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading The Cineworld share price is flagging. I think this reopening stock is a better buy I’d consider putting £500 in this UK share today More than 14% of kids are selling their toys online 2 undervalued UK shares I’d buy with £5k This FTSE 250 stock is at all-time-highs. Here’s why I’d still buy it The post What is Shop Pay? appeared first on The Motley Fool UK.
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  43. The Tesco share price appears to be down 30% since January. But it’s not! (21/06/2021 - The Motley Fool UK)
    Tesco (LSE: TSCO) is one of the UK’s top household names. The supermarket has operations across five European countries, including the UK and Ireland. In 2020, it employed over 423,000 employees at 7,000 stores. There’s a Tesco in almost every major UK location, making the grocer an ever-present part of British life. Furthermore, Tesco has been going for over a century, since Jack Cohen started out in 1919. Also, the UK’s largest supermarket — with a market share of 27% — is a long-term member of the FTSE 100 index. However, the Tesco share price seems to be down sharply since late January. But this isn’t bad news for its shareholders. Here’s why… The Tesco share price’s big move The Tesco share price appears to have plunged in 2021. On 27 January, the shares hit an intra-day high of 317.55p. On 15 February, the stock closed at 244.35p. TSCO closed even lower at 221.75p on Friday, valuing the business at just £17.2bn. That’s a fall of almost 96p — more than three-tenths (30.2%) — in five months. Tesco paid out £5bn in cash Something terrible happened for the Tesco share price to collapse so hard, right? Wrong, because it paid out a huge cash sum to shareholders in February, while reducing the number of shares. Hence, this perceived price fall hasn’t actually harmed TSCO owners. The Tesco share price dived in mid-February because the group shook up its balance sheet to return cash to shareholders. On 15 February, the shares went ex-dividend for a special dividend of 50.93p per share. The special dividend was paid on 26 February to shareholders owning TSCO on 12 February. It totalled £5bn and represented some of the proceeds from selling Tesco’s operations in Malaysia and Thailand. Also, the share base was reduced by using a ‘reverse stock split’. This replaced 19 ‘old’ shares with 15 ‘new’ shares. This made ‘new’ shares more valuable, because the number of shares in issue reduced by more than a fifth (21%). This explains the abrupt change in the Tesco share price. Today, as well as owning their shares, Tesco shareholders are also £5bn in cash richer. Checking the Tesco share price before and after this event helps illustrate what really happened. On 12 February, it closed at 304.76p and then finished at 244.35p on 15 February. This 60.41p fall reflects the underlying effect of both corporate actions. Friday’s closing share price of 221.75p is 22.6p (9.2%) below the 15 February closing price, making the shares even cheaper to buy today. Here’s how the shares have actually performed over eight timescales, taking the share consolidation into account: 1 week -2.7% 1 month -4.3% 3 months -1.9% 6 months -2.1% 1 year -2.1% 2 years -5.8% 3 years -13.5% 5 years +45.3% As you can see, the Tesco share price has declined over periods ranging from one week to three years. However, the shares are up by more than four-ninths (45.3%) over five years. This shows the value of long-term investing for capital gains. I’d buy TSCO today For me, the attraction of Tesco shares is their dividend yield of 4.5%. That’s roughly one percentage point higher than the FTSE 100’s yield. However, it’s not been so easy for Tesco in 2021, as its latest quarterly results revealed on Friday. Sales growth is slowing and cash flow is likely to fall. Also, the chain remains under relentless attack from German discounters Aldi and Lidl. But while I don’t own TSCO today, I’d happily buy at the current price for passive income. The post The Tesco share price appears to be down 30% since January. But it’s not! appeared first on The Motley Fool UK. Our 5 Top Shares for the New “Green Industrial Revolution" It was released in November 2020, and make no mistake: It’s happening. The UK Government’s 10-point plan for a new “Green Industrial Revolution.” PriceWaterhouse Coopers believes this trend will cost £400billion… …That’s just here in Britain over the next 10 years. Worldwide, the Green Industrial Revolution could be worth TRILLIONS. It’s why I’m urging all investors to read this special presentation carefully, and learn how you can uncover the 5 companies that we believe are poised to profit from this gargantuan trend ahead! Access this special "Green Industrial Revolution" presentation now More reading The Tesco share price fell on earnings. Is it time to buy? Should I buy Tesco shares before October? The Tesco share price has fallen this week. Here’s why I’d buy Why I’d buy the Tesco share now The Tesco share price is down but I’d still buy Cliffdarcy does not own shares in Tesco. The Motley Fool UK has recommended Tesco. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services, such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool, we believe that considering a diverse range of insights makes us better investors.
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  44. What is options trading? (11/02/2021 - The Motley Fool UK)
    What is options trading, and should you try it? You may have heard of this type of investing before but not completely understood how it works. Let’s take a look at everything you need to know about options strategies and whether they’re useful for beginner investors. What are options? Before we look at options trading, it’s worth explaining some of the basics. An option is a type of derivative. This just means that it is a contract based on an underlying asset. If you buy an options contract, it gives you the option to buy or sell the underlying asset at a set price, on or before a specified date. A ‘call’ option gives you the right to buy an asset, and a ‘put’ option gives you the right to sell an asset. Options can be bought across many asset classes, including: Stocks and shares Commodities Currencies Interest rates Cryptocurrency Why use ‘call’ and ‘put’ options? These two different types of options are useful for different reasons. Call option Buying a call option is similar to putting down a deposit. If you think the price of an asset is going to go up, you pay a deposit called a ‘premium’. Then, if the price of the asset does go up, you have the option to buy it at your pre-agreed price. Even if it’s value doubles, you only have to pay what’s on the contract, as long as it’s within the agreed timeframe. You can also just decide to not buy the asset and forfeit your premium (deposit). Put option A simple way to think of put options is like insurance. You might be investing in an asset but fear that the price may go down. Buying a put option means you can limit your losses. This is because no matter how low the price goes, you can sell the contract at the pre-agreed price. Doing this also involves a premium. However, if the market doesn’t drop during the timeframe of the contract, your only loss is the premium you paid for the contract. So this can be a good way to hedge against risk. What is options trading? Now that we’ve explained what options are, let’s take a look at options trading. This involves the buying and selling of options contracts. If you buy an option, you become a ‘holder’. If you sell an option, you become a ‘writer’. Two important points to understand are: If you are a holder and buy call or put options, you are not obligated to buy or sell. If you are a writer and sell these options contracts, you may be obligated to buy or sell. Is options trading profitable? Certain options strategies can be very profitable for traders. They can also be a good way to minimise your losses for other investments you have. This way of trading can be profitable because you are potentially able to make a lot of money on a trade without having to use a lot of cash upfront. So if you know what you’re doing, a small investment can potentially lead to big gains. However, this type of trading also comes with some significant risks. What are the risks? There are a number of important downsides to this kind of trading: The contracts are time-sensitive, usually only a few months. Investments are less tangible because you don’t own the asset initially. Trading involves something called leverage. This means that money is borrowed during the process. Although gains can be amplified, losses can be maximised. If you don’t know how to cover your position when selling options, your risk can be unlimited. How do I start trading options? If you think that options trading is something you want to try, there are a number of different share dealing accounts that allow you to trade this way. For example, IG offers demo accounts and lots of learning resources covering options strategies. This way of trading can be very useful to investors, but it’s vital that you completely understand what you’re doing before giving it a go. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading A quarter of UK adults are saving for a dream holiday in 2021 2 cheap UK shares I’d buy during this stock market recovery 5 investing lessons I learned from Warren Buffett Cold Weather Payment: what is it, and can I get it? I think this could be one of the best UK shares to buy now The post What is options trading? appeared first on The Motley Fool UK.
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  45. How much will UK quarantine rules cost me if I travel abroad? (17/06/2021 - The Motley Fool UK)
    While some international travel is now allowed, it’s not as easy as just rocking up to the airport. We’re here to break down what the current UK quarantine rules are – and how much it could cost you to travel abroad. [top_pitch] Traffic light system At the time of writing, the government has put a traffic light system in place for entering England from another country. That means it has categorised each country as green, amber or red. The UK quarantine rules differ depending on which country you are arriving from. It is worth highlighting that this is the system that England has in place. If you live in Scotland, Wales or Northern Ireland, then it is worth checking your country’s government website to see what quarantine rules are in place. Travel to amber and red countries is actively discouraged. Also, before you travel, you should check the FCO travel advice for your destination. Each country may have different rules regarding what they require from you when you arrive. [middle_pitch] UK quarantine rules If you are arriving in England, there are different rules depending on whether you are travelling from a red, amber or green country. Take a look at the gov.uk for the most up-to-date country lists. Green countries When arriving from a country on the green list, you are not required to quarantine. However, there are a few other rules to abide by. Before you travel to England you must: Take a Covid-19 test Book and pay for a day 2 Covid-19 test Complete a passenger locator form Amber countries If you are arriving from an amber country, then you need to quarantine at home or in the place you are staying for 10 days. You will also need to: Take a Covid-19 test Book and pay for day 2 and day 8 Covid-19 travel tests Complete a passenger locator form Red countries Arrivals from countries on the red list have the strictest quarantine rules. Once in England, you are required to quarantine in a managed hotel for 11 nights (10 days). Before traveling to England, you will also be required to: Take a Covid-19 test Book a quarantine hotel package, including two Covid-19 tests Complete a passenger locator form Costs for tests and quarantine As you can tell from the UK quarantine rules, there are quite a few items that need to be paid for. Tests It’s important to note that you will need to find a private test provider. An NHS test won’t count. The price of tests can vary. On the high street, it could be around £100, while some private clinics will charge up to £200. Travel companies have started to provide test packages when you book with them. For example, Tui offers a test package to green list countries at a cost of £60. Some airlines also have links to test providers. British Airways has several that it uses that also provide ‘fit to fly’ certificates as part of the package. These range from £60 to £75. When thinking about tests for departure from England, you need to make sure that the test is accepted by your destination. Some countries will accept an antigen test, while others require a PCR test or a LAMP test. The costs differ depending on the test you take. Under UK quarantine rules, you can speed up the process if you have arrived from an amber country and pay for a private Covid-19 test through the Test to Release scheme. Quarantine The big bill comes if you are arriving from a red country. The rate for a 10-night stay in a quarantine hotel for one adult and one room is £1,750. The rate for an additional adult is £650, and for a child aged 5 to 11 it’s £325. Takeaway Travelling abroad is a costly business at the best of times. But as a result of UK quarantine rules, the costs are mounting up. And just remember, the country lists are updated regularly. So you may find quarantine rules change for your destination while you are abroad. It’s always best to check the latest guidelines before you travel. The post How much will UK quarantine rules cost me if I travel abroad? appeared first on The Motley Fool UK. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading What does the lockdown easing delay mean for my furlough payments? 2 top UK shares to buy in July Should I buy Ilika shares to ride the battery tech wave? Should I buy these cheap FTSE 100 stocks for July? 2 green energy stocks to buy with £2k
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  46. SBI’s arm ties up with IOB for bancassurance partnership (01/03/2021 - Money Works 4 Me)
    Through the alliance, SBI General will offer a range of general insurance solutions and innovative products to IOB customers
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  47. : ‘Buy now, pay later’ service Klarna valued at $46 billion after new funding round (10/06/2021 - Market Watch)
    Cash injection cements Klarna's position as Europe’s most valuable fintech startup.
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  48. Shilpa Medicare’s US operating company sues Novartis Pharmaceutical Corporation (27/04/2021 - Money Works 4 Me)
    The company is seeking relief for the infringement of the US Patent entitled ‘Fingolimod Polymorph and Their Processes’
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  49. What does ‘Generation Buy’ mean for first-time buyers? (27/04/2021 - The Motley Fool UK)
    First-time buyers have always faced challenges getting on the property ladder, and the pandemic hasn’t made it any easier. That is why the government has intervened in various ways to help. Initiatives such as the Help to Buy: Equity Loan scheme and the stamp duty holiday have provided lifelines for first-time buyers. The latest government announcement of a Generation Buy scheme offers further support for those buying their first house. [top_pitch] What is Generation Buy? To understand the term ‘Generation buy’, it might be important to define ‘Generation Rent’ first. Generation Rent is a phrase used to describe young adults between the ages of 18-40 who cannot buy property.  Prime Minister Boris Johnson highlighted that the most prevalent reason young adults can’t afford to buy houses is the size of the deposit required when applying for a mortgage. He further stated that it is high time young adults were given a chance to take out long-term fixed mortgages of up to 95% of the home’s value. Such a move would provide homeownership opportunities for millions of young adults locked out of the property ladder.  The statement “turning Generation Rent into Generation Buy” simply means helping young adults to buy rather than rent property in the future. Are 95% mortgages coming back? Owing to the pandemic, various mortgage lenders withdrew their 95% mortgages for new buyers. They set a new maximum of 85%, meaning buyers need to deposit 15% of the property’s value. Some lenders retained their 95% mortgages but increased the interest rate, indicating higher monthly repayments and generally expensive mortgages. This was not an attractive deal for first-time buyers. [middle_pitch] In April 2021, the mortgage guarantee scheme came into effect, with participating lenders offering 95% mortgages under the government guarantee. This has given many first-time buyers the chance to get on the property ladder with only a 5% deposit. Clearly, this is a step towards turning Generation Rent into Generation Buy.  Mark Gordon, director of mortgages at comparethemarket.com, commented: “The Government’s confirmation of a ‘Generation Buy’ scheme will help to fill the small deposit mortgage void which is preventing many first-time buyers from getting a foot on the ladder. “According to our research, almost one-quarter (23%) of first-time buyers have seen their mortgage lender reduce their maximum loan value in the past year. For first-time buyers, in particular, this ‘Generation Buy’ scheme is an important boost to help promote choice and competition in the mortgage market.” Can I buy a house with a 5% deposit? Yes. As indicated earlier, the government has already launched a mortgage guarantee scheme to make 5% deposit mortgages available.  It’s not that lenders don’t want interested buyers to get on the property ladder. Basically, offering 5% deposit mortgages presents risks to lenders. With the new scheme, the government guarantees that it will repay a portion of the lender’s losses if a borrower defaults on the loan. This minimises risks for the lender and offers first-time buyers the chance to get on the property ladder. Remember that you still have to meet the lender’s criteria to qualify for the 5% deposit mortgage. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading I’d buy these penny shares with potential for price growth The BP share price just passed 300p! Here’s why Will the National Express share price recover in 2021? Is the Kier share price about to recover? 4 reasons why I think the Diageo share price could rise The post What does ‘Generation Buy’ mean for first-time buyers? appeared first on The Motley Fool UK.
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