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19 September 2021
12:59 hour

SME: 6 tips to make more from your surplus cash

The Motley Fool UK

14/09/2021 - 14:41

An SME doesn't always have surplus capital, but when it does, it's tempting to stick it into savings. But is that 0.05% interest rate worth it? The post SME: 6 tips to make more from your surplus cash appeared first on The Motley Fool UK.


READ THE FULL ARTICLE ON THE MOTLEY FOOL UK

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  42. Question about options (21/08/2021 - Reddit Stocks)
    I have these Costco options. Strike price 390, expiring Jan 21 22. I'm doing pretty well (up 300%, $5,624), and am looking to just cash in. The way I see it, I have two paths to take, but I want to make sure I'm understanding things correctly. I can either (i) sell the options contract that I have for $7,487 and make a profit of $5,624, or (ii) exercise the options, thereby buying 100 shares at 390 per share and then immediately sell all 100 shares, thereby making a profit of $6,890. Assuming my understanding is correct, I should obviously choose the latter path (and make ~$1,200 more). Just wanted to check to make sure I have it right. Is the extra money you make by choosing path 2 just as a result of having to have $39,000 in case to execute it?   submitted by   /u/datflashyguy [link]   [comments]
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  43. Investing and Inflation (21/06/2021 - Reddit Stocks)
    Hey guys. I have been saving cash to buy a place. but ive been seeing prices of real estate increase as well as everything else. so i was wondering is it better to keep saving and waiting for a correction, and then buying? or maybe putting some cash into some stocks? but at the same time stocks are so high at the moment, and theres a lot of discussions about a crash. but then if i hold cash inflation is also gonna make my savings go down the drain with hyperinflation. so i feel a bit stuck, and wondering whats the best move? Thank you!   submitted by   /u/Um6reon [link]   [comments]
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  44. Considering putting my stimulus towards a long call option for Apple. Any tips? (13/03/2021 - Reddit Stocks)
    Hi! I’m looking to buy an Apple call option and I’m leaning towards one that expires next January with a strike of $120. This should run me about $1600 but I feel like it’s a solid investment. If the stock tanked and I lost it all it wouldn’t be the end of the world so I’m okay with putting this much in. Just looking for some tips regarding if this is a reasonable choice and how I should go about deciding when to close my position. I’m newer to options but I’ve been researching them heavily for the last month or so and feel confident enough to start buying. Thanks for your help!   submitted by   /u/SmashBob_SquarePants [link]   [comments]
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  45. Am I misunderstanding a margin account or am I right to want to switch back to a cash account? (23/02/2021 - Reddit Stocks)
    I switched to a margin account with Ameritrade because I thought the extra buying power would be nice in those moments when it'd be worthwhile (e.g., I am very confident about a stock increasing in value). If that's how it works, I would be happy to have a margin account. However, it seems that I have to use margin for every stock purchase even when I have cash in my account? That seems like bullshit to me. The last thing I want to do is use margin to buy small positions here and there and then pay interest on those "loans" when I have the cash to make the buys sitting in my account. This happened yesterday and I just couldn't believe that I "owed" a margin loan despite wanting to use my own money. I've requested to switch back to cash account (no reply from them yet sigh...), but am I understanding this correct? Am I forced to use margin or did I overlook the way to use cash instead of margin?   submitted by   /u/JoshTheBear_ [link]   [comments]
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  46. Tips to make the best use of credit cards (17/06/2021 - Financial Express)
    Financial discipline while using credit cards helps build credit history and good credit score that hold in good stead when you apply for bigger loans
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  47. Dry powder. What % cash do you have in your portfolio? (15/02/2021 - Reddit Stocks)
    I’m just wondering how much spare cash people have hanging around? I was in Tesla and reckon it will trade sideways for a bit so I got out. I’m going to put some cash in ETF’s. I’m just wondering what % of their portfolio is cash? I like the idea of having cash to pick up possible cheap stocks.   submitted by   /u/mtwhi [link]   [comments]
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  48. Top Tips To Keep Your Business Debt-Free And Financially Independent (08/02/2021 - Wallstreet Survivor)
    Running a business is undeniably stressful; especially when considering all the financial details at play. However, while many companies would agree that debt is essential for survival, avoiding a heavy debt burden can often seem daunting and unrealistic. Even though debt can be a powerful financing avenue for startups and small businesses, it can be Read More... The post Top Tips To Keep Your Business Debt-Free And Financially Independent appeared first on Wall Street Survivor.
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  49. Long put cash account question (17/04/2021 - Reddit Stocks)
    Have a question for experts. I currently have a cash account TDA. I took off margin 2 weeks ago because I don't like idea of margin call and the like. Well Friday had 15 long put at $ 9.00 strike price land ITM by 0.17 cents. Was running errands and in traffic and got home 5 minutes after market close. Now my account only 6k in it. A cash account. I called TDA with intentions of telling to do a do not exercise ( DNE). The recording informed me if I did not have funds to purchase the shares that TDA would close out the option contract for me. Fast forwarded to today and I am now short -1500 shares and they put 15k dollars in my account. Once again I am on a cash account not a margin account. My question is can they margin call a cash account? Because I plan to sell immediately Monday morning but was told was an error on TDA side but I want to make sure they don't margin call my cash account? ???? The stock is $CLOV. Say Monday morning it rises. I would like to try and wait for it drop some so don't lose money. Confused how this happen because was on cash account and did not have funds at all. Any help appreciated   submitted by   /u/Emotional-Delay-9636 [link]   [comments]
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