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17 September 2021
21:44 hour

Roth IRA Facts – Why You Need One Today

Wallstreet Survivor

01/09/2021 - 16:40

Roth IRAs When it comes to investing, people have lots of different decisions to make: What brokerage should you use? Should you invest in ETFs or individual stocks? When is the right time to buy or sell? But one of the earliest and most important decisions every investor has to make is what type of ... Read more The post Roth IRA Facts – Why You Need One Today appeared first on Wall Street Survivor.


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  1. Teenager wondering about ROTH IRA (07/04/2021 - Reddit Stocks)
    Good day all, I'm currently 16 and for the past year or so have been doing research now and again about investing and the different types of IRA's, including ROTH IRA's. My question today is whether or not its too soon to start putting money away into a ROTH, if it would even be worth it. I dont have too much in savings currently, <$10,000, but after doing research i feel it might be better to invest in the S&P 500 instead of just having money in a .1% interest savings account. Thanks for any insights you all have.   submitted by   /u/artemis9626 [link]   [comments]
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  2. Questions About Roth IRA (01/06/2021 - Reddit Stocks)
    Hey, all! I have a couple of questions about the Roth IRA. (1) Is there any difference between a regular stock portfolio and a Roth IRA other than the $6,000 cap and no capital gains tax? (2) I have about $4,250 in stocks now. Should I move them to my Roth ASAP? If not, which stocks do I transfer?   submitted by   /u/subdueprocessisamyth [link]   [comments]
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  3. Roth worth taking a tax hit for? (12/07/2021 - Reddit Stocks)
    Is it worth taking a tax hit (long term gains) to liquidate part of my regular investing account and maxing my Roth IRA contribution or maybe put it in a 401k and then convert it to Roth later? People keep saying how great Roth's are.   submitted by   /u/kelu213 [link]   [comments]
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  4. Retirement Weekly: To Roth or not to Roth? (11/06/2021 - Market Watch)
    A new study challenges conventional thinking on Roth conversions
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  5. Tax Guy: Should you contribute to a designated Roth account? Here are two important factors to weigh (08/06/2021 - Market Watch)
    If your income is too high to make annual Roth IRA contributions, contributing to a 'designed Roth account' is worth considering.
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  6. Long Term Roth IRA Stocks (02/07/2021 - Reddit Stocks)
    What are some of your favorite long term "set it and forget it" plays for a Roth IRA? Currently 23 years old and will obviously sit on and contribute to my Roth until I retire. I am about 1 year into holding my Roth and I want to start seeking out new investments. Any suggestions? My current portfolio includes things like: $VTI $BRKB $MSFT $V $AAPL $VXUS $FTNT   submitted by   /u/MasonAFK1 [link]   [comments]
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  7. What to do with 333 stocks of VTI? (14/04/2021 - Reddit Stocks)
    I'm 27 and have been buying VTI in my roth IRA since I was 18. I try to save almost all my money and invest wisely and used to dabble in stocks but know just go all VTI and a little VXUS as well. I have 250 shares of VTI in my roth ira and 83 shares of VTI in my regular account. For reference I only make 39,000 a year, have no debt and own a car but still rent. Do you think I have a good start in my roth IRA? My friend said I should cash out all my VIT in my roth IRA to buy a house because I'm sinking 600 dollars a month on rent and he said basically i am losing it. What to do?   submitted by   /u/Background_Impact_80 [link]   [comments]
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  8. How would you invest $1 million in a Roth IRA (30 year timeline)? (09/02/2021 - Reddit Stocks)
    After today, I have a little over $1 million in my Roth IRA. Sold a good chunk of stuff that I was up big on. I want to switch to a more passive approach for this account. I'm thinking of either doing a 3 fund portfolio or 4-5 ETFs and then leaving 10% for long term stocks. What would you do?   submitted by   /u/frogggy92 [link]   [comments]
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  9. 401K vs Roth IRA (03/05/2021 - Reddit Stocks)
    So I've been thinking about retirement lately and the best way to go about it. I'm currently 28 years old. If I don't make over 50K a year and can't max out my Roth IRA or add a substantial amount to my 401K, which would be the better option if I wanted to maximize just one? I've thought about putting it all in my Roth, but I wasn't sure if it's a good idea. Is this common?   submitted by   /u/llfruge [link]   [comments]
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  10. Just opened a Roth IRA with Vanguard. What now? (15/06/2021 - Reddit Stocks)
    a day ago i opened a roth IRA with vanguard. which etf’s should i put in the IRA? i know voo is a must have, but i could use some clarification on others i should add. also, what fees would i have to worry about? i heard i could get charged if i don’t qualify properly for a roth ira. thanks for any help   submitted by   /u/grymix_ [link]   [comments]
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  11. VTI or Roth IRA? (28/06/2021 - Reddit Stocks)
    Hello, I'm a 16-year-old who is interested in what options I have to keep my money. I have an income of roughly $300 per month. Should I just put it all into VTI, or should I keep it in a Roth IRA? I just understand that a Roth IRA is more stable and provides 7% in returns, but VTI annually has about 9% in returns and is less stable. This is for the short/long term by the way.   submitted by   /u/Transparent_Lego [link]   [comments]
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  12. I already got my Roth 401k set. But how should I invest in my Roth IRA to diversify my entire portfolio and receive greater returns? (22/07/2021 - Reddit Stock Market)
    I’m with Fidelity and I’m 18. My Roth 401k is already set. Its US/international stock is essentially the total world stock market (3:2 ratio), and my US stock is essentially the total US stock market (17:3 ratio 48% VANG INST 500 IDX TR, 9% VANG SM CAP IDX INST (VSCIX)), and I’m doing 5% bonds. What’s the best way to invest in my Roth IRA for a greatly diverse portfolio (which is my Roth 401k and Roth IRA combined) that will receive greater returns? I want to use the Fidelity ZERO ER mutual funds, which are FNILX, FZIPX, FZROX, and FZILX. I don’t have to worry about the ER, obviously. The worry is diversification and returns. I know I need to make sure I have mid-cap exposure in my Roth IRA.   submitted by   /u/Astronaut-Ordinary [link]   [comments]
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  13. 20y/o getting into stocks and starting a Roth IRA, Need advice please :) (02/06/2021 - Reddit Stocks)
    Hello! I’m a 20 year old college student currently working full time and have been since the beginning of 2021 to August. I’ve gotten a lot of advice about starting a Roth IRA as a good use of my savings. I’ve only recently gotten into the Stock market and have RH (bad, I know) and Binance accounts where I haven’t withdrawn anything out (long term holding most of it). However, I have also started a Fidelity Brokerage and Roth IRA account and planning to transition from RH to Fidelity completely. I have some questions about all of this if anyone could give me some advice: 1) Am I able to transfer stocks (ETFs) from a brokerage account into my Roth IRA account? (from RH -> Fidelity Brokerage -> Roth IRA). Would you recommend this? 2) I plan to put in around 4000-6000$ in my Roth IRA in 2021. How would I best use this money on investments? Should I just keep it simple and buy ETFs and what ones are best? Any advice and tips and knowledge appreciated! Thank you!   submitted by   /u/nuyriad [link]   [comments]
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  14. Dividends and Roth IRA (04/04/2021 - Reddit Stocks)
    I have a Roth IRA through fidelity. I did not set it up and am just starting to use it. I am interested in buying GREIF because they give dividends and are affordable. I have literally no trading experience so I have an embarrassingly basic question. If I buy the stock through my Roth IRA account will I still get the dividends and where will the money go? Also, will I have to pay a bunch in taxes? Apologies if this isn’t the right subreddit!   submitted by   /u/emmabananasplit [link]   [comments]
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  15. QLD for ROTH IRA (20/07/2021 - Reddit Stock Market)
    Currently have 12k in my Roth IRA account and plan to put 6k annually. Right now I am holding: 50% FZROX (Fidelity zero total market index fund) 30% FZILX (international fund - surprisingly this one isnt doing well so far) And 20% in cash For 20% of my Roth portfolio, I am thinking about doing QLD (2x leverage QQQ). Seems like leverage ETF in general isnt recommended for ROTH IRA and many recommend to follow bogglehead 3 portfolio thing but I am curious what everyone thinks about investing a portion to QLD (got no balls to do TQQQ). Kinda want to put 20% of my ROTH into QLD and forget about it for next 30 years. What do you guys think? Btw, I have separate individual investment account for different stocks (mostly AMZN, NVDA, GOOGL, MSFT - these big value stocks) Any feedback will be appreciated! Thanks in advance   submitted by   /u/bonoZaa [link]   [comments]
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  16. Starting Roth IRA (21/05/2021 - Reddit Stocks)
    I'm 27, have an employer 401k ( american funds ) that I put just enough to get the 3% match, and want to open a Roth IRA. I'm debating which broker to use, and have some questions about which type of funds are better or worse off inside a Roth IRA. I would like to set it and forget it, not micromanage the account, or make changes frequently. Any thoughts on 1) which type of funds work best inside a Roth IRA ? ( Mutual, index, etf ) 2) which broker is best suited for such an account with those type of funds in mind ?   submitted by   /u/Jason22douce [link]   [comments]
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  17. 401k rollover to Roth account for hands-on trading/investing? (04/09/2021 - Reddit Stocks)
    As I understand it, you can roll over a 401k into a Roth account without paying any taxes or penalties. In a Roth account, you can not only do your own hands on trading and investing, but it’s a tax-sheltered account so your gains aren’t taxed. If all of this is correct, wouldn’t it make sense for all knowledgeable traders to roll their 401’s into Roth accounts? Or am I missing something? Thx guys!   submitted by   /u/SnooBooks8807 [link]   [comments]
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  18. : How Peter Thiel turned $2,000 in a Roth IRA into $5,000,000,000 (24/06/2021 - Market Watch)
    Roth individual retirement accounts were created to help middle class earners set aside money for retirement that they wouldn’t have to pay taxes on at withdrawal. But PayPal co-founder Peter Thiel has used his Roth IRA to amass a $5 billion nest egg.
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  19. Is now a good time for me to invest in a Roth IRA? (26/02/2021 - Reddit Stocks)
    Currently unemployed, 32 years old, and looking for work in a new state. I opened a Roth IRA and wanted to transfer $12,000 for 2020/2021, but that would be half of my available savings which has since been sitting in a HYSA account. I know recently the market has done poor (today in fact) but should other factors we are facing right now, such as covid, the new president, give me reason to hold off? Appreciate any advice - I worry about immediately losing money as soon as I put it in.   submitted by   /u/JFL211 [link]   [comments]
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  20. Roth IRA Tax Question (05/05/2021 - Reddit Stocks)
    Question. I’m thinking of investing in a Global X ETF in my Roth account. Global X is headquartered in NY but is part of a Seoul-based global enterprise. Also, most of the stocks within the ETF are foreign. Does this change the non taxable gains status in the Roth when they are withdrawn since they'd be a result of investments in foreign assets?   submitted by   /u/riverbirch [link]   [comments]
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  21. Retirement Weekly: To Roth or not to Roth? Part II (18/06/2021 - Market Watch)
    Further discussion of research that challenges the conventional wisdom
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  22. Retirement Weekly: To Roth or not to Roth: Part III (10/09/2021 - Market Watch)
    How much should you worry about the 'Widow Tax Hit'?
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  23. Retirement Weekly: Should I roll my Roth 401(k) into a Roth IRA? (25/06/2021 - Market Watch)
    There are many rules, don't get them mixed up.
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  24. 25 opening a ROTH IRA (06/06/2021 - Reddit Stocks)
    Hello i just opened a ROTH IRA and I’m going to put in $6,000 and was thinking to split it between QQQ, VTI and SPY. Does this look okay? Should I drop/change anything? And what percentages of each would you do?   submitted by   /u/brownbeanjuice [link]   [comments]
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  25. What is the best way to invest money for 2022 contributions in regards to taxes? (28/07/2021 - Reddit Stocks)
    I don't know it the tittle is clear enough. I have two investment accounts, my Roth IRA and My individual brokerage account. Both are 100% SWPPX. My Roth IRA for 2021 is maxed out so I use my individual brokerage account to invest new money. Right now I have enough in there to max out my contributions for my Roth IRA for 2022. My current plan when January 2022 comes around, is to sell all and then either transfer the cash to my checkings or directly to my Roth IRA. The issue is that I think I'll to pay taxes on my earnings when I sell and then transfer the money to my checkings or Roth IRA since I think(?) That's a a taxable event. I'm open to opening a new account that will allow to me to invest, sell and then transfer cash to my Roth IRA if I can some how avoid the short or long gain taxes. I also don't want my money to gian remedial interest, I want it to be invested for obvious reasons. I know this might be a million dollar question I'm regards to taxes. I'm 26 and live in TX, and bank/invest exclusively with Schwab. If that helps at all. Thank you!!   submitted by   /u/PM_ME_2LEARNHOW2CODE [link]   [comments]
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  26. Retirement Hacks: How to invest in a Roth IRA like — and unlike — PayPal co-founder Peter Thiel (30/06/2021 - Market Watch)
    Risky investments may make sense in a Roth account, but proceed with caution
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  27. Investing in Roth IRA for house down payment (17/04/2021 - Reddit Stocks)
    If I am pulling my money within 3 years (expected: $200,000), should I be investing solely in a Roth IRA? The penalty to sell and withdraw from a Roth IRA is 10%. If I were to sell and withdraw from my individual investment account, it would be subject to capital gains tax (which should far exceed 10%). Assume all the money I invest is unneeded and I have 6-months worth of cash in my bank account. What is the best play here?   submitted by   /u/putsonbears [link]   [comments]
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  28. : Do taxes from Biden’s infrastructure plan mean I should convert my IRA to a Roth IRA? (13/04/2021 - Market Watch)
    Worried about future tax hikes? Read this before you convert your accounts to Roth
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  29. Roth IRA - Is there anything I’m missing? (06/07/2021 - Reddit Stocks)
    Hello all, I have a quick question for my Roth IRA portfolio. I’m in my mid 20’s, I currently hold QQQ, QQQJ, VO, and VB. Do you think I need anything else for a set and forget retirement portfolio? Thank you all.   submitted by   /u/saltyloins [link]   [comments]
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  30. : Peter Thiel’s $5 billion Roth IRA moves Congress to consider changes to investment account’s rules (09/07/2021 - Market Watch)
    One proposal would limit how much money can be saved in a Roth account
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  31. Help! I just opened a Roth IRA with Ameritrade.., what next? (17/02/2021 - Reddit Stock Market)
    I’m 33 and just opened a Roth IRA. I’m putting in the 6k allowed for 2020 and an additional 6k allowed for 2021. What should I invest in? It’s with Ameritrade so I can buy stocks or etfs or anything really. Looking for high growth (obviously). I have a good stomach for loss. I’ve bought and some stocks before in a standard E*TRADE account but never in a Roth. In the past I’ve bought mostly stocks like tqqq that follow the market but more aggressively. With opening a Roth ira, is it best to stick to etfs that follow the market as a whole? Or individuals stocks? Or is there something else completely that I should be investing in like a mutual fund that is managed? ...Also, I wish my dad had taught me financial things. If you have kids, pass on your hard earned knowledge so they don’t have to learn everything from google and Reddit ????   submitted by   /u/FreeAtLast- [link]   [comments]
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  32. Retirement Hacks: Thinking about taxes and your retirement? Try a Roth (22/03/2021 - Market Watch)
    There are two types of IRAs to consider: Traditional and Roth.
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  33. Retirement Hacks: Thinking about taxes and your retirement? Try a Roth (22/03/2021 - Market Watch)
    There are two types of IRAs to consider: Traditional and Roth.
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  34. ROTH IRA Allocations (19/04/2021 - Reddit Stocks)
    Hi y’all, I’m 18 yr old and I have a few thousand in a Roth IRA. I currently have 75% FXAIX and 25% FTIHX. Is this allocation okay? Should I get some exposure to small cap by incorporating a index like FSSNX (or something else) or am I okay how I am now? Any other advice/comments? Thank you I appreciate it!!   submitted by   /u/Cook1230 [link]   [comments]
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  35. Growth stocks for the next 10 years (15/05/2021 - Reddit Stocks)
    In February of this year my sister unfortunately passed away from covid and I was the beneficiary of her roth ira. I set up a beneficiary roth ira at fidelity to try to take advantage of the tax free benefits of a roth ira instead of taking a lump sum. From my understanding I have 10 years to grow that account as much as I can without any penalties as long as it's fully distributed before 10 years after her passing. My question for you is if you had $15k that you had to remove in 10 years what are your highest conviction stocks? I'm mostly an etf/index fund investor so this is a little different than my normal portfolio. I just want to try to grow this as much as I can before I have to withdraw it.   submitted by   /u/unlvbroncoscubs [link]   [comments]
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  36. Is it possible to transfer stocks from Robinhood to a Roth IRA on Fidelity? (23/06/2021 - Reddit Stocks)
    I have a few stocks on my Robinhood account that I wanted to keep long term and place in a Roth IRA on Fidelity. Am I able to do this? Or would I have to buy those stocks only on Fidelity? I’m only asking because I’m not sure if you’re allowed to transfer stocks from a regular account to a Roth account and my cost basis would be a lot cheaper if I can transfer it vs having to buy them at their current price. Thanks!   submitted by   /u/llfruge7 [link]   [comments]
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  37. 20 year old college student - Roth IRA (05/05/2021 - Reddit Stocks)
    I am a 20-year-old college student about to be in my last year of college and start a summer internship and a big engineering firm. I just opened up a Roth IRA account and realized that the 2020 deadline is April 15th to contribute. Should I max out my $6000 Roth IRA limit or just put like $3000 and start building slow at a young age. Am I expected to max it out at this age every year? I am unclear by the expectations and where I should set my goal in terms of where to invest my money at this age considering it is limited. I also just put in about $5000 into index funds.   submitted by   /u/Treasonary [link]   [comments]
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  38. General newbie question/IRA/VTSAX (02/09/2021 - Reddit Stock Market)
    Hello everyone. I am very new to stocks and investing. I have been reading and learning so much, I actually feel like I have taken in a lot a lot of information. This week, I opened a Roth IRA with Vanguard. I put $3000 into the IRA to buy VTSAX. Now, I know a Roth IRA has a maximum contribution of $6000, which I plan to have in the account before April 2022. Every little bit I put in, I will use to buy VTSAX. Now here is my first question. Is it better to just put the remaining $3000 (or literally as much as I can) right now or is it better to just add a little bit at a time, say like $150/week until I get to the $6000 max contribution? Second, since $6000 is the maximum you can put in the IRA per year, what happens after the $6000? Let's say I wanted to buy more VTSAX (after the $6000 in the Roth IRA). How would I buy more VTSAX? My guess is I would need a different account to buy VTSAX? How would the taxes work on the other account? Can the VTSAX from that account be combined with the VTSAX in the Roth IRA? ​ Thank you everyone for the motivation, help, and patience. Y'all are amazing. I am so happy to finally be making moves. The first step is crucial. So thank you all.   submitted by   /u/EHAQ25 [link]   [comments]
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  39. Looking for input on potential ROTH allocation (17/06/2021 - Reddit Stocks)
    So I recently started putting money into a roth ira a few months ago, I'm only 27 so I have a long term horizon. Got a late start but earlier than most. I've looked into boglehead methods and it seems to be the best of both worlds. I have some individual stocks and other assets I like to play around with, but I want to keep my roth strictly index based. Plan is to just dca regularly This is what I'm thinking: 50% VOO 10% each VEA (developed markets) VIOV (small cap value) VWO/IEMG (split on these two, they seem comparable) VGLT (long term treasuries) REITs (looking into O and STAG specifically) Any thoughts or improvements I could make?   submitted by   /u/mellifluous_life93 [link]   [comments]
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  40. How much can I get away with trading inside a Roth IRA ? (09/04/2021 - Reddit Stocks)
    So I just popped open a new Roth with $6K. Now, I need to know what the tax rules are. I know that I don't get to claim losses, which is fair. I know that I don't have to pay taxes on gains, which is great. Once I have $25K in there, will I be able to margin trade? (This is a TDA account, but I think $25K is standard.) Then, once I have margins, does the wash sale rule apply, or no?   submitted by   /u/crvernon [link]   [comments]
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  41. What to do about this Roth IRA (04/08/2021 - Reddit Stocks)
    I have a Roth IRA that I invested $12, 000 into. I bought three mutual funds that haven't done so well over the past 8 months. Currently I'm down about $1,000. Should I cut my losses and just invest in something that tracks the s&p or NASDAQ or should I hold on to these until they recover and then sell? They've pretty much only gone down since I've invested and at one point I was down to $9,000.   submitted by   /u/idhopson [link]   [comments]
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  42. Is there a difference between a Roth IRA in a bank and in the stock market? (14/07/2021 - Reddit Stocks)
    I recently opened a Roth ira on Webull bc it works best for me at my age and tax bracket, but I’m confused on if there is a difference between one in Webull compared to opening one with my bank. For example, when I invest money, it is suppose to be after tax which makes sense in a bank Roth because I have direct deposit, but how does Webull know the money I invest is taxed money and not something from like a yard sale? If I made one in my bank could I still invest in ETF’s like I can with the one on Webull? Or are they just completely the same and I’m just being stupid?   submitted by   /u/DilpickleOriginal [link]   [comments]
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  43. TaxWatch: ‘You would have to tread very carefully’: Like Peter Thiel, you too can turn your Roth IRA into a pot of gold — with some serious caveats (25/06/2021 - Market Watch)
    PayPal co-founder Peter Thiel amassed a $5 billion Roth IRA, according to ProPublica.
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  44. Roth IRA advice (19/05/2021 - Reddit Stocks)
    Looking for advice on my roth portfolio. I am 21 and was planning on setting it up as follows: VTI - %30 SPYG- %30 SCHD - %20 DGRO - %10 SCHY - %10 Should I add or change any of the holdings and should I change the percentages?   submitted by   /u/bagfka [link]   [comments]
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  45. I would like to get some opinion on my ROTH strategy (01/05/2021 - Reddit Stocks)
    Hi guys. I would likes to see if you have any opinion on my strategy outlined below. About 75% of my total portfolio is in 401k: Vanguard index funds (not changing) Another 15% or so in a taxable account: VTI (also not changing) And the rest 10% is in Roth. Obviously will grow it but $6k a year limit stunts it’s growth. Now... this Roth is where I allow myself some active trading and I really want to diversify away from big tech. I hold so much APPL and MSFT through my index funds that I don’t want that in my Roth. My two big bets in my Roth is RDS (Shell) and VWAPY/POAHY. Both for similar reasons: I expect Shell to be a major player in green/renewable energy and VW to be a major player in EV. But both companies have established business (oil and gas cars) so not new players with lots of unknowns. Depending on how you look at it, they may be considered undervalued or at least fair valued compared to some insane valuations there. I don’t really care about dividends but it doesn’t hurt that both also pay some. So I guess my strategy with both of them is to hopefully see some serious growth and returns in green/EV, while having some level of stability (hopefully). I am betting on them in the green/EV growth base ICLN or PLUG. I really welcome any criticism!   submitted by   /u/Dowdell2008 [link]   [comments]
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  46. Is a Roth IRA with webull a good place to invest long term? (13/03/2021 - Reddit Stock Market)
    I just started investing the beginning of this year. So far I only have a few hundred invested in a roth IRA account on webull, I was hoping to have this account for the long haul. I like webull thus far but after doing more research on brokerages I am wondering if it would have been wiser for me to use a brokerage like Fidelity, Vanguard, TD Ameritrade, etc. If it would be a good idea to move to another brokerage is it possible to transfer a Roth IRA from webull to another brokerage? Any thoughts would be appreciated thanks. I guess I need to have at least 560 characters to post even post this for some reason. This should about cover it lol.   submitted by   /u/StayGoldP0nyB0y [link]   [comments]
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  47. Roth IRA: VOO, VIG, or VT? (01/07/2021 - Reddit Stock Market)
    I'm 18 and about to open my Roth. I've seen VOO, VIG, and VT be the most highly suggested for my portfolio. If anyone has any pointers or recommendations as to how I should distribute my retirement contributions, please let me know. I've considered going all-in VT, but I'm not sure yet. I'm a little less confident in my investing right now because I stopped following the market when covid began (due to it being a rather depressing sight lol)...so, now that I'm an adult and in control of my own money, I'm trying to reeducate myself and have these discussions with others. What to do?   submitted by   /u/briannapham [link]   [comments]
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  48. Should I sell my mutual fund (VASGX) in a taxed brokerage account to move that money into my Roth 401k? (07/09/2021 - Reddit Stocks)
    Hi there, looking for advice as I have about $12,000 in a VASGX mutual fund in a taxed brokerage account I opened before I got a 401k through work (and before I opened a Roth IRA), but I’m wondering if I should sell it (about $3-4k in long term gains) and instead use it to contribute towards my Roth 401k’s annual contribution. I have used only about $6k of the $19.5k annual limit, but even if I don’t put more in I’ll still utilize my company’s full match. I am thinking it would be better to have that money grow for long term in the Roth 401k rather than a taxed brokerage account, but I’ve also heard selling mutual funds can be tricky for taxes. For context, I’m 25. Any thoughts?   submitted by   /u/steeldeal80 [link]   [comments]
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  49. Roth IRA Question (01/08/2021 - Reddit Stocks)
    So I recently turned 18 and opened a Roth IRA. If I put my money into more risky stocks when i’m younger but as I get older want to transfer those stocks/gains into lower risk etfs will I be tax free on those gains if I don’t withdraw them from the account?   submitted by   /u/renibryson [link]   [comments]
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