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28 July 2021
19:31 hour

Just how high can the Experian share price climb?

The Motley Fool UK

21/07/2021 - 18:35

The Experian share price has doubled in the past five years. How might 2021 turn out, and how long can the growth story continue? The post Just how high can the Experian share price climb? appeared first on The Motley Fool UK.


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  1. Can the Experian share price keep rising? (19/07/2021 - The Motley Fool UK)
    Recently, the Experian (LSE:EXPN) share price has been fast approaching a new all-time high. The FTSE 100 stock has been on an upward trajectory since last March. And this course has now been accelerated following the release of an encouraging first-quarter trading update. But can it continue to climb from here? And is it too late to add this business to my portfolio? Experian’s surging share price As a reminder, Experian is a data services company that provides a wide range of software for businesses and individuals worldwide. Its platforms help combat fraud, provide identity management solutions, and offer various consumer services like credit card comparisons and credit score checks. Since March, the Experian share price is up by just over 30% and it’s up over 6% in a year. That’s a pleasant sight since just a few months before, the stock took a significant hit following speculation of illegal data selling activities in Brazil. These concerns proved to be unfounded. And the share price naturally recovered as investor confidence returned. However, the continued upward momentum appears to be driven by a series of promising earnings updates, like the one released last week. The company saw its revenue grow by double-digits worldwide. Its Asian operations reported a massive 61% growth at a constant currency rate. Revenue from North America, Latin America, and the UK came in at 26%, 31% and 20% higher, respectively. While not as high as Asia, this is still an impressive display, in my opinion. Even more so, given that the majority of it was achieved with organic growth rather than acquisitive. What’s more, its consumer services division is also seeing an increase in demand, with total registered free users now reaching more than 116 million. Needless to say, that’s a lot of customers to upsell products to. So, I’m not surprised to see the Experian share price jump on the news. The risks that lie ahead As promising as the latest report was, I do have a few reservations. The business is ultimately fuelled by data collection practices, which in recent times has become somewhat controversial as more people become aware of their privacy (or lack of it) when using online services. Legislation like GDPR in Europe provides better individual protections. But it has undoubtedly created a few hurdles that the management team has had to overcome. We’ve already seen a preview of what could happen if the business breaches privacy regulations with the Brazil incident. And suppose more restrictive legislation is brought into effect? In that case, it could make it harder for the business to continue delivering its services to customers. In this scenario, Experian’s revenue, and consequently, its share price, could take a significant hit. The bottom line In my opinion, I don’t think the need for Experian’s services is going to disappear anytime soon. In fact, the demand may continue to rise now that the world is starting to transition out of the pandemic. Therefore, I do believe the Experian share price can continue to climb over the long term. Having said that, I can’t deny that the current valuation is quite rich. Based on today’s share price, Experian trades at a price-to-earnings ratio of around 50. Personally, I think there are far cheaper growth opportunities elsewhere. Therefore I’m keeping this business on my watchlist for now. The post Can the Experian share price keep rising? appeared first on The Motley Fool UK. But there is another growth stock that looks far more tempting… One Killer Stock For The Cybersecurity Surge Cybersecurity is surging, with experts predicting that the cybersecurity market will reach US$366 billion by 2028 — more than double what it is today! And with that kind of growth, this North American company stands to be the biggest winner. Because their patented “self-repairing” technology is changing the cybersecurity landscape as we know it… We think it has the potential to become the next famous tech success story. In fact, we think it could become as big… or even BIGGER than Shopify. Click here to see how you can uncover the name of this North American stock that’s taking over Silicon Valley, one device at a time… More reading Best stocks to buy now: here’s my FTSE 100 pick This FTSE 100 stock could be about to hit an all-time high! Should I buy? 2 UK FinTech stocks I’d buy today Zaven Boyrazian has no position in any of the shares mentioned. The Motley Fool UK has recommended Experian. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
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  2. This FTSE 100 stock could be about to hit an all-time high! Should I buy? (15/07/2021 - The Motley Fool UK)
    The share price of FTSE 100 stock and credit checker Experian (LSE: EXPN) was in fine form this morning. In fact, it’s now getting very close to setting a fresh all-time high. What’s behind this momentum and is it too late to buy in? FTSE 100 top riser Answering the first question isn’t all that difficult. Earlier today, the self-styled ‘global information services company’ released an encouraging update on trading. Thanks to a quicker-than-expected recovery from the pandemic, total revenue grew 28% over the three months to the end of June once foreign currency movements were stripped out.   Although the FTSE 100 firm did well in all regions, this was particularly evident in Europe, the Middle East, and Africa/Asia Pacific. Collectively, total revenue jumped 61% here. That said, it’s important to bear in mind that these markets were hit hard over the same period last year so a big number wasn’t a complete surprise. Moreover, this region still contributes a relatively small proportion to Experian’s total revenue.  Elsewhere, more established markets, such as the US, were also performing well. Overall revenue growth of 26% was recorded across the pond following a “significant uplift” in its credit comparison marketplace. It would seem many consumers are wanting to take advantage of credit card companies becoming a little more flexible with their lending criteria. In line with the huge demand seen for cars recently, the company also said that its automotive insurance comparison marketplace was “expanding rapidly“. In the UK, Experian said that it “returned firmly to growth” following its transformation programme.   So, would I buy this growth stock today? I think there could be reasons both for me to buy and to not buy the FTSE 100 stock today. Reasons to make me think twice include the definitely-not-cheap valuation. Before markets opened this morning, Experian was trading at 31 times forecast earnings. This certainly doesn’t mean the shares won’t climb higher from here. However, it does suggest to me that a lot of good news is already reflected in the price. The risk here is that Experian disappoints at some point down the line and leaves my holding ‘underwater’. Even if this doesn’t happen, some investors may choose to recycle profits made over the last 18 months or so into stocks offering more value. This could conceivably have an impact on the share price for a while.  On the other hand, Experian’s outlook continues to be promising. Following today’s numbers, the company announced that it now expects revenue to grow between 13% and 15% in this financial year. Organic growth — that generated internally rather than through acquiring other businesses — is likely to come in between 9% and 11%. Couple this with consistently high profit margins and there’s definitely still reasons for me to be bullish on this FTSE 100 stock. Bottom line There’s no doubt in my mind that Experian is a high-quality company. It’s also one I think I could comfortably hold for years within my own portfolio. So, on balance, I’d be more inclined than not to buy this stock today. This is even though the price may soon hit a new record high.  Paraphrasing star UK fund manager Terry Smith, it’s what companies do over the years that really has an impact on investor returns, not market timing. Sometimes, I think it’s wise just to pay up.  The post This FTSE 100 stock could be about to hit an all-time high! Should I buy? appeared first on The Motley Fool UK. One FTSE “Snowball Stock” With Runaway Revenues Looking for new share ideas? Grab this FREE report now. Inside, you discover one FTSE company with a runaway snowball of profits. From 2015-2019… Revenues increased 38.6%. Its net income went up 19.7 times! Since 2012, revenues from regular users have almost DOUBLED The opportunity here really is astounding. In fact, one of its own board members recently snapped up 25,000 shares using their own money… So why sit on the side lines a minute longer? You could have the full details on this company right now. Grab your free report – while it’s online. More reading 2 UK FinTech stocks I’d buy today Paul Summers has no position in any of the shares mentioned. The Motley Fool UK has recommended Experian. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
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  3. 3 FTSE 100 stocks to buy in August (23/07/2021 - The Motley Fool UK)
    There are some great stocks in the FTSE 100 index. Here are three I’d buy in August. Data These days, data is gold. And I reckon Experian (LSE: EXPN) is a great way to play this investment theme. The company recently posted a quarterly trading update in which it delivered strong growth across all its divisions. It’s a good sign when a company generates great performance in all its segments during three months. Of course there’s no guarantee that it can continue. But what I found encouraging was its positive outlook. The FTSE 100 company upgraded its revenue growth guidance for its full-year. What’s more it now expects a large portion of this uplift to be organic. In short, Experian believes it can deliver this without acquiring businesses and by expanding its own capacity. This is great news because it could mean that profitability could also rise. But the shares aren’t cheap and that’s a risk if its performance wobbles. The stock trades on a price-to-earnings (P/E) ratio of 40x and doesn’t generate much dividend yield. Commodities I’d snap up BP (LSE: BP) shares on the back of rising commodity prices as the economy recovers from the pandemic. But it’s not all about oil and gas. The company is transitioning into renewable energy. In my opinion, it’s taking the right steps now in order to secure its position as an energy leader in the future. What I also like about this FTSE 100 stock is that it’s improving its financial position at the same time. While it has a lot of plates spinning together, it’s good to see that the board is focused on improving the balance sheet. BP reached its net debt target early due to the disposal of assets. It also announced $500m of share buybacks in the second quarter. It now shows that the firm can afford to make capital returns and that its financial strength has become stronger.  The shares pay a dividend yield of approximately 7%. Of course there’s no guarantee that this level of income will continue in the future. But it should keep investors happy until BP can further improve its balance sheet and increase its green energy exposure. But BP is still highly dependent on the price of oil. If this falls, then it’s likely that the stock will decrease too.  Telecoms I became bullish on BT (LSE: BT-A) last month. What change my mind was when Patrick Drahi’s company, Altice, took a 12% stake in the business. I reckon this investor could accelerate change and turn the firm around.  Of course, this isn’t going to happen overnight but with Altice’s experience, it could happen quicker than many investors anticipated. The FTSE 100 company already has ambitious plans to roll out its full fibre broadband. Prior to the investment, I’d have thought this goal was out of reach. But I think this target could actually be attainable now with Altice’s extensive experience in the sector.  But BT shares do come with risk. The firm has significant amount of debt and a pension deficit, which could weigh heavily on the stock. The stock has a current price-to-earnings ratio of 10x. This cheap valuation is too hard for me to ignore, hence, I’d buy. The post 3 FTSE 100 stocks to buy in August appeared first on The Motley Fool UK. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading What’s next for the BT share price? Just how high can the Experian share price climb? Can the Experian share price keep rising? Where will the BT share price go in July and beyond? Best stocks to buy now: here’s my FTSE 100 pick Nadia Yaqub has no position in any of the shares mentioned. The Motley Fool UK has recommended Experian. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
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  4. I’d invest £5k in these top UK shares (27/07/2021 - The Motley Fool UK)
    If I were to invest £5,000 in UK shares today, I’d focus on buying companies with strong brands and large profit margins. I think any business that has these qualities should do well in the long run.  Property portal  One of my favourites UK shares on the market is the property portal Rightmove (LSE: RMV). This company exhibits all the qualities I want to see in a high-quality enterprise. It has a robust and well-recognised brand across the country, fat profit margins of more than 50%, and it’s currently benefiting from strong tailwinds in the housing market.  That’s not to say the company doesn’t have its challenges. It faces keen competitors, such as OnTheMarket, which are nipping at its heels.  Still, I believe Rightmove’s competitive advantages should endure for some time. That’s why I’d buy the company for my portfolio of UK shares today.  Trusted brand Another stock I believe has all the qualities I look for in an investment is Experian (LSE: EXPN). This is another business that has a strong, well-recognised brand trusted by consumers. The credit rating business also has almost unrivalled access to credit data. This gives the firm a substantial competitive advantage as competitors can’t just build this dataset overnight.  As such, the group has a high level of pricing power, which means it can pretty much charge what it wants. There are only really a handful of companies on the London market that exhibit this kind of pricing power. These advantages helped the business achieve organic revenue growth of 22% in the three months to 30 June.  However, the company’s access to this data comes with a lot of responsibility. One of the most significant risks facing the enterprise is a possible cyber attack. This, or data breach, could have a huge negative impact on its reputation, and it could incur significant fines.  Despite this risk, I’d buy Experian for my £5k portfolio of UK shares, considering its strong competitive advantages.  Trading UK shares The final stock I’d buy for my portfolio is the London Stock Exchange (LSE: LSEG). In recent years, management has been building out the group’s data business. Its high-performance market data system provides real-time tick-by-tick data essential for anyone trading in the financial markets.  And like Experian, the company benefits from the fact that it’s challenging to acquire this data in the first place. Therefore, consumers have to use the LSE’s products. It has a high level of pricing power as a result.  The one thing I’m not too happy about is its high level of debt. Over the past few years, the LSE has taken on a lot of debt as it’s tried to build its product offering through acquisitions. If interest rates rise significantly in the years ahead, this could become an issue for the group.  Even after taking this risk into account, I’d buy the company for my £5,000 portfolio of UK shares right now.  The post I’d invest £5k in these top UK shares appeared first on The Motley Fool UK. 5 Stocks For Trying To Build Wealth After 50 Markets around the world are reeling from the coronavirus pandemic… And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains. But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times. Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down… You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm. That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. Click here to claim your free copy of this special investing report now! More reading 3 FTSE 100 stocks to buy in August Just how high can the Experian share price climb? Can the Experian share price keep rising? 2 stocks I’d buy over Rolls-Royce Best stocks to buy now: here’s my FTSE 100 pick Rupert Hargreaves has no position in any of the shares mentioned. The Motley Fool UK has recommended Experian and Rightmove. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
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  5. DXC shares climb on Deutsche upgrade on turnaround with Street-high price target (30/03/2021 - Seeking Alpha)

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  6. Zomato share price hits new all-time high, doubles from IPO price; UBS says ‘buy’, sees 12% rally (27/07/2021 - Financial Express)
    Zomato share price jumped nearly 5 per cent today, rising to a fresh record high of Rs 147.80 apiece intraday on NSE
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  7. IRCTC share price hits all-time high, surges three times from IPO price; stock may rally up to 40% (04/03/2021 - Financial Express)
    IRCTC share price hit a new record high of Rs 2,014 apiece, rising as much as 7 per cent in the intraday on BSE.
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  8. Best stocks to buy now: here’s my FTSE 100 pick (16/07/2021 - The Motley Fool UK)
    I reckon Experian (LSE: EXPN) is one of the best stocks to buy now on the FTSE 100. Since the beginning of the year, the shares have risen 6% and they’ve increased almost 10% during the last year. But it’s now trading close to its all-time high. So have I missed the boat? I don’t think so. I’d buy now as I reckon this FTSE 100 stock could push higher. And the reason why I think this is due to the first-quarter trading update it released yesterday. The update In short, the performance during the first three months was strong. What I thought was particularly encouraging was that it saw growth across all its regions and segments. It’s not every day that a company reports this type of increase in all its divisions. Experian stated that “total revenue growth was 31% at actual exchange rates and 28% at constant exchange rates. Organic revenue growth was 22%, and all regions and segments delivered growth for the quarter”. These are impressive numbers, especially if this trend can continue for the rest of the year. Of course, there’s no guarantee that it will. But what’s reassuring is the forward guidance it gave. Outlook The FTSE 100 firm now expects “total revenue growth for the full year in the range of 13-15%, of which we expect organic revenue growth of 9-11%, and continue to expect strong EBIT margin accretion, all at constant currency”. This is an uplift in guidance. Previously it expected full-year revenue growth between 11% to 13% and organic growth of 7% to 9%. This increase may not seem a lot, but it’s a good sign for the firm. The news has clearly been received well by the market as the stock increased by almost 4% yesterday. What I really like is that a large portion of the expected sales growth is organic. This means that it won’t increase revenue simply by acquiring a company. It should come through Experian’s own efforts. If the firm can deliver this, then it’s doing something right and should push the FTSE 100 stock higher from its current level. Profits If Experian has upgraded its sale guidance, I could possibly be looking at an increase in profitability too. An uplift in full-year profit margins is likely to be positively received by investors. Of course this is just me speculating. The company intends to release its interim results on 17 November. This will give me a better indication if it remains on track with its growth targets. Let’s also not forget that Experian is fast becoming a data-driven firm. And it’s this that’s driving most firms and economies. What’s also helping is that companies are now starting to recover from the pandemic, which should act as a tailwind too. Risks The FTSE 100 stock isn’t cheap. I’ve mentioned that the shares are trading close to their all-time high. This may put some investors off. It also means that any negative news (including a slight miss of its targets) could hit the share price. The valuation is already high so it’s very sensitive to any gloomy press. But having said that, I reckon Experian is one of the best stocks to buy right now. Hence I’d snap up the shares, even at this level. The post Best stocks to buy now: here’s my FTSE 100 pick appeared first on The Motley Fool UK. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading This FTSE 100 stock could be about to hit an all-time high! Should I buy? 2 UK FinTech stocks I’d buy today Nadia Yaqub has no position in any of the shares mentioned. Motley Fool UK has recommended Experian. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
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  9. Top stocks to buy now: here’s 1 I like and 1 I’d avoid (12/04/2021 - The Motley Fool UK)
    When trying to find top stocks to buy now, I need to be careful. Choosing what not to buy is just as important as choosing what I do buy. After all, buying a stock that loses value can annoyingly tie up funds and be a drag on the overall performance of my portfolio. With that in mind, here’s a stock I like, but also one I’m staying away from. A top stock worth considering The top stock that I’d look to buy now is Experian (LSE:EXP). It’s a global consumer credit reporting company that operates in 37 countries. The share price is up 18% over the past year. As a business, it appeals to me in several ways. Firstly, it’s heavily focused around technology. This is an integral part of the business, as it sells decision analytical results in order to help companies market their services correctly. The technology solutions available to consumers when dissecting their credit scores make up another powerful asset. Secondly, I think the credit area of financial services is a good area to be in. Especially after the impact of the pandemic, I think consumers are going to be more active in using Experian products. The latest trading update showed evidence of this, with the last quarter of 2020 delivering 10% total revenue growth. But a risk to Experian is potential reputational damage if data is proven to have been misused. Late last year, the Information Commissioner’s Office said the company needed to make changes to how it handles data or be hit with a fine. Experian is appealing against the ruling. Nothing good to watch On the flipside, I wouldn’t say that Cineworld (LSE:CINE) is a top stock to buy now. Last year, I wrote how I thought the share price was a buy at 60p. It now sits at 103p, and has rallied an impressive 70% over the past year. However, I think that the current price more accurately reflects the position of the company and I don’t see much more upside left. That’s why I’d stay away from it as a new investor.  Revenue for 2020 declined 80.6%, and the company had to issue more debt to survive this period. Some $810m of new debt was raised, putting net debt at over $4.3bn. With low revenues and spiralling debt, I think that both problems will weigh on the share price, making it hard to justify it as a top stock pick right now. I could be wrong, and the easing of lockdown restrictions across the US and UK could see Cineworld perform strongly in H2 2021. But with the taking of market share by online streaming services such as Netflix and Amazon Prime during lockdown, I’m unsure as to how much of a boost Cineworld will see this summer. Ultimately, I just feel there are more reasons to be concerned versus optimistic with Cineworld at the moment. Therefore, when looking for a top stock to buy now, I’d much prefer to buy Experian instead. FREE REPORT: Why this £5 stock could be set to surge Are you on the lookout for UK growth stocks? If so, get this FREE no-strings report now. While it’s available: you’ll discover what we think is a top growth stock for the decade ahead. And the performance of this company really is stunning. In 2019, it returned £150million to shareholders through buybacks and dividends. We believe its financial position is about as solid as anything we’ve seen. Since 2016, annual revenues increased 31% In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259 Operating cash flow is up 47%. (Even its operating margins are rising every year!) Quite simply, we believe it’s a fantastic Foolish growth pick. What’s more, it deserves your attention today. So please don’t wait another moment. Get the full details on this £5 stock now – while your report is free. More reading Will the Cineworld share price keep climbing? Why I’d ignore the Cineworld share price and buy this UK reopening stock Why I’d ignore the Cineworld share price and buy other UK shares Are Cineworld shares a buy for me after its 10% drop today? The Cineworld share price is tumbling today. Could it be a contrarian FTSE buy? John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. jonathansmith1 has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended Amazon and Netflix. The Motley Fool UK has recommended Experian and recommends the following options: long January 2022 $1920 calls on Amazon and short January 2022 $1940 calls on Amazon. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The post Top stocks to buy now: here’s 1 I like and 1 I’d avoid appeared first on The Motley Fool UK.
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  10. Gland Pharma share price at record high, zooms 177% from IPO price in 8 months; what’s fueling the up move? (22/07/2021 - Financial Express)
    Gland Pharma share price surged over 9 per cent to an all-time high of Rs 4,148.85 apiece on BSE in intraday deals, after the company announced its April-June quarter earnings of FY22.
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  11. The psychology behind buying dead beat companies because the price is low vs the companies of tomorrow because the price is high. (08/02/2021 - Reddit Stocks)
    Not sure if the title explains exactly what I mean but I'm always intrigued about the psychology behind people who prefer to buy dead beat companies because the price is low rather than the companies of tomorrow because the price is high. It's a pretty simple decision when you think about it right? Would you rather buy companies that are probably going to have incredible growth in the future but you're going to have to pay a lot now to get on the train, or you can buy companies that are probably going to have below average to average growth but you get to buy the shares at a low price? So high price for high growth, or low price for low growth? That's the question I'm asking... And from many posts I see especially on /r/investing and /r/UKInvesting and sometimes on /r/stocks, it seems like people overwhelmingly prefer buying average run of the mill companies just because the share price isn't high, over the companies of tomorrow because their price is high. But if there's one thing investing over the years has taught me it's that the share price of great companies is usually always high (or close to it), and with good reason. Why are so many people put off from buying a stock because the price is high? You shouldn't be investing in a company based off the share price anyway. Take the ARK funds for example, we all know almost every company in every fund has amazing potential and many will likely become multi hundred billion dollar companies that will revolutionise the world we live in, and yet people are scared to buy in because the price is high? Instead they'd rather buy Exxon mobil, Carnival, Rolls Royce or some other beat down stock even though they KNOW these companies are nothing to write home about and their growth is very limited going forward. It's almost impossible to find a company of tomorrow whose share price isn't high, and even the few times when they do drop 50% or more it's usually still considered too high for many people to pull the trigger, so they keep waiting for it to go even cheaper and end up missing it completely. So does this mean you're never going to invest in tomorrow? It's such a fascinating thing to observe I just want to start a little conversation around it.   submitted by   /u/Redditor45643335 [link]   [comments]
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  12. Gland Pharma share price hits new 52-week high on Q4 results; stock more-than-doubles from IPO price (18/05/2021 - Financial Express)
    Gland Pharma share price surged as high as 9.6 per cent to a fresh 52-week high of Rs 3,061 apiece in intraday on BSE, after the company posted a 34 per cent on-year rise in consolidated net profit to Rs 260.4 crore in Jan-Mar quarter of FY21.
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  13. Here’s how I’d spend £1,500 in July on UK growth stocks (05/07/2021 - The Motley Fool UK)
    Given the volatility we saw in the FTSE 100 last month, I think there are some opportunities in the market to take advantage of. If I had £1,500 that I was looking to deploy in July for the long run, I would be thinking about good UK growth stocks. There are several points that I think make them attractive right now. Key points about UK growth stocks A growth stock is a share that has certain attributes. The company is usually in a fast growth sector. This could be technology, energy, healthcare or several others. The fast pace of growth usually means that all profits are reinvested in the business. As a result, it’s unusual to get a growth stock that’s attractive for dividend investors. It also might be the case that the profits aren’t that high right now. Yet due to the pace of growth, the future looks bright. This usually means UK growth stocks have a high price-to-earnings ratio. This feature means that value investors tend to stay away from growth stocks. If income and value investors are unlikely to buy growth stocks, why should I? Well there’s an important element of growth stocks that I find attractive: the future outlook. These stocks have the potential to increase revenue and profit by 10x or more in a few years time. If this is realised, then the share price should reflect this increase as well. This could give me large profits when I come to sell the shares. Investing my £1,500 There are many UK growth stocks listed on the FTSE 100 and FTSE 250 right now. With £1,500, I could in theory invest in all of them, but I wouldn’t actually do this. After all, my £1,500 would become so diluted and would be eaten away by transaction fees that it wouldn’t be very efficient at all. Instead, I’d look to buy half a dozen stocks that fit the bill. As I mentioned at the beginning, several sectors are growing at a good pace. In the technology area, the likes of Experian and AVEVA Group are companies that I think would sit well in my portfolio. Outside of technology, I’d buy SSE as a potential growth stock in the renewable energy space. Although the share price is only up 10% over the past year, I think the renewable energy space hasn’t fully gained traction yet and so has the potential to outperform going forward. Thinking outside the box in this way can help me to outperform the broader market. Over time, I’ll hopefully get more disposable funds that I can allocate to growth stocks beyond July. One option here would be to increase my holdings in the same stocks I already hold. Alternatively, I can buy different stocks, allowing me to further diversify my risk. The post Here’s how I’d spend £1,500 in July on UK growth stocks appeared first on The Motley Fool UK. One FTSE “Snowball Stock” With Runaway Revenues Looking for new share ideas? Grab this FREE report now. Inside, you discover one FTSE company with a runaway snowball of profits. From 2015-2019… Revenues increased 38.6%. Its net income went up 19.7 times! Since 2012, revenues from regular users have almost DOUBLED The opportunity here really is astounding. In fact, one of its own board members recently snapped up 25,000 shares using their own money… So why sit on the side lines a minute longer? You could have the full details on this company right now. Grab your free report – while it’s online. More reading 2 penny stocks I’d buy with £3k The Burberry share price fell 9% last week! Here’s what I’m going to do 1 FTSE 250 stock I’d buy in July Where to save money best in the short and long term What’s going on with the Deliveroo share price? jonathansmith1 has no position in any share mentioned. The Motley Fool UK has recommended Experian. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
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  14. Consumers' default ratings continue improving in May: S&P/Experian index (15/06/2021 - Seeking Alpha)

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  15. Nielsen's audience measurement chief departing for Experian - reports (16/04/2021 - Seeking Alpha)

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  16. Infosys share price hits new record high; stock may rally 17% more in coming months (16/06/2021 - Financial Express)
    Infosys share price surged as much as 1.12 per cent to hit a record high of Rs 1,489.40 apiece intraday, in an otherwise weak market.
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  17. Infosys share price hits record high for 2nd straight day, surges 7% in 9 days; may rally over 8% more (17/06/2021 - Financial Express)
    Infosys share price surged over half a per cent to a new record high of Rs 1,492 apiece in intraday on BSE.
    [visit article]
  18. Best shares to buy! This FTSE 100 stock is too cheap to ignore (31/05/2021 - The Motley Fool UK)
    Distribution and outsourcing group Bunzl (LSE: BNZL) regularly features on my list of best shares to buy, so I was interested to see its share price has dipped. Right now, the FTSE 100 stock trades at just 13.9 times earnings, cheap by its standards. I see this as an opportunity to buy it, then hold for the long term and beyond.  I have typically seen Bunzl as one of the best growth shares to buy, but today’s 3.9% yield makes it look like a tempting income stock too. The pandemic interrupted its proud record of dividend growth, but management quickly resumed shareholder payouts. You won’t find Bunzl’s products or services in the shops, and I suspect many private investors overlook its potential as a result. It sells groceries, food services, safety wear and cleaning products to companies, allowing them to cut costs, free up working capital, and simplify admin. One of the best shares to buy now? The Bunzl share price enjoyed an initial lift from the pandemic, because it also supplies ‘healthcare consumables’, including sanitisers, gloves and face shields. Covid-19 related orders totalled around £550m last year. If vaccines see off Covid, this demand may fade. This is a worry (for Bunzl) since sales of other products and services fell 5%. On the other hand, these may enjoy a revival if lockdowns ease. It seems to win either way. That is another reason why I see this is one of the best shares right now, and would buy despite current uncertainties. After excluding larger Covid-19 related orders, the group still expects a “moderate decline” in second-half organic revenue growth.  So why do I still think this is a great to buy now? I think Bunzl’s acquisition-led global growth strategy is a winner. It offers global diversification, strong cash flows and a robust balance sheet. Today’s low entry valuation is too tempting for this long-term fan to ignore. I’m also a fan of global information services company Experian (LSE: EXPN), it is expensive trading at a thumping 37.2 earnings. I still think it is one of the best shares on the FTSE 100, but would be reluctant to buy today. This FTSE 100 stock is a bit pricey The Experian share price has more than doubled over five years. It has been climbing in recent months, after posting a 14% jump in annual profits to $1.08bn, despite Covid. Statutory revenue edged up 4% to $5.37bn. Banks worldwide rely on Experian’s massive consumer database to make lending decisions, and around 90% renew their contracts each year. It has two large rivals in Equifax and TransUnion, but high barriers to entry will deter others, maintaining pricing power. Experian could take a hit if the pandemic drags on or property prices crash, and demand for credit falls. While I don’t see that as a major threat, it may not be the best share to buy at at today’s pricey valuation. I would rather pop it on my watch list and buy if it dips. I’d also consider this stock. One FTSE “Snowball Stock” With Runaway Revenues Looking for new share ideas? Grab this FREE report now. Inside, you discover one FTSE company with a runaway snowball of profits. From 2015-2019… Revenues increased 38.6%. Its net income went up 19.7 times! Since 2012, revenues from regular users have almost DOUBLED The opportunity here really is astounding. In fact, one of its own board members recently snapped up 25,000 shares using their own money… So why sit on the side lines a minute longer? You could have the full details on this company right now. Grab your free report – while it’s online. More reading Top British stocks for June UK shares to buy: 2 FTSE 100 stocks I’d acquire 3 FTSE 100 shares to buy today 2 UK shares I think Warren Buffett would buy today Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has recommended Bunzl and Experian. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The post Best shares to buy! This FTSE 100 stock is too cheap to ignore appeared first on The Motley Fool UK.
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  19. T. Rowe Price assets undermanagement climb 4.9% in April (12/05/2021 - Seeking Alpha)

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  20. NerdWallet: As gas prices climb, here are 6 ways to save (19/03/2021 - Market Watch)
    As we come out of the pandemic and pump prices climb, it’s once again time to be smart about your gas purchases.
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  21. Just trying to learn how calls work.. (10/03/2021 - Reddit Stock Market)
    Just been reading into it recently, wanting to understand them before I do anything stupid. Basically what I understand, by way of example (Again, I'm citing what I understand, and am asking for help where I'm wrong: James buys a call for 100 XYZ stock @ $10 each for $1k, and he sets the strike price to $20/share by next month. Three potential situations can follow: The stock price goes up to $20 each in just 3 days; James exercises the call out of fear it won't get any higher and drop to below $10, and receives 100 XYZ stock, now worth double his investment, for half the price. James wins. The stock price goes up to $25/share. James exercises, and gets $15/share extra value, receiving 100 XYZ worth 2500 for a $10/share price. The stock price reaches only $18/share (or dips to $5/share) before the expiration date, and since in either case the strike price is not reached, the option expires worthless. James has lost $1k, and receives no stock. Or does it go like this? XYZ is worth $10. James makes a call, buying the right to 100 XYZ at the assumption they will reach $20 by expiration. He pays $2k for this call. This has two possible outcomes: The price goes up to $25+/share, into the money. James exercises, and receives 100 shares for the $20 price tag, but receives an extra $5+/share value. The price does not meet the $20/share strike price. James loses the $2k and receives no stock. If one or neither of these is correct, I'd really appreciate guidance. Thank you!!   submitted by   /u/ninthtale [link]   [comments]
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  22. Happiest Minds share price hits new 52-week high; soars 3 times from IPO price (18/02/2021 - Financial Express)
    Happiest Minds Technologies share price surged another 11 per cent to hit a fresh 52-week of Rs 538 apiece on BSE in an otherwise range bound trade on Thursday
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  23. BPCL share price hits fresh 52-week high on net profit in Q4; firm declares final dividend (27/05/2021 - Financial Express)
    Bharat Petroleum Corporation Ltd (BPCL) share price surged to a fresh 52-week high of Rs 488 apiece on BSE, rising 3.5 per cent intraday.
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  24. European stocks climb; investors eye German consumer price (29/06/2021 - Seeking Alpha)

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  25. 2 UK FinTech stocks I’d buy today (15/07/2021 - The Motley Fool UK)
    The FinTech (financial technology) industry is booming right now. This industry growth is creating some lucrative opportunities for investors. Here, I’m going to highlight two UK FinTech stocks I’d buy today. I think these are a great way to capitalise on the related boom. My top UK FinTech stock One of my top stock picks is Alpha FX (LSE: AFX). It’s an under-the-radar British company offering foreign exchange (FX) hedging services that help businesses reduce currency risks. It also offers a payment processing network for large-scale international payments that enables businesses to send large sums of money globally more efficiently. Its customers include ASOS, Holland & Barrett, and Halfords. Alpha FX is growing at a phenomenal rate. Between 2017 and 2020, revenue grew from £13.5m to £46.2m. Meanwhile yesterday, the FinTech company said revenues for the first half of 2021 increased a whopping 89% to £34m. As a result of this strong performance, the group expects to exceed its current expectations for the year (which it upgraded in late May).  The strong growth isn’t the only thing I like about Alpha FX. I also like the fact it’s a very profitable company. Over the last three years, return on capital employed – a key measure of profitability – has averaged 19.5%, which is excellent. Additionally, I like the fact the company is led by founder Morgan Tillbrook.  There are risks to consider here, of course. One is that the need to transact FX is closely linked to global trading activity. If economic conditions deteriorate, Alpha could be impacted. Another is the valuation. The company currently trades on a forward-looking P/E ratio of about 37, which is quite high. If growth slows, the stock could take a hit. Overall however, I think this UK FinTech stock has a lot of appeal. Data is the new oil Another sector-related stock I’m bullish on is Experian (LSE: EXPN). It’s a leading provider of credit data and data analytics. Its solutions help businesses make faster, smarter lending decisions. Experian appears to have considerable momentum right now. In May, the company said it was off to a “strong start” in FY2022 and that it was confident it would have another successful year. Meanwhile today, Experian has posted revenue growth of 31% for the quarter ended 30 June. As a result of this performance, the company has upgraded its full-year guidance. It now expects to achieve total revenue growth for the year of 13-15% (including organic growth of 9-11%). Before today, analysts had been expecting revenue to climb 11% this year. One risk here is the valuation. Experian currently trades at 35 times earnings, which doesn’t leave a huge margin of safety. If growth stalls, the shares could fall. Another risk to consider is industry disruption. In the US, the Biden administration wants to create a public credit reporting agency. If this goes ahead, it could hurt Experian’s revenues. I’m comfortable with the risks however. I think this UK FinTech stock offers an attractive risk/reward proposition. The post 2 UK FinTech stocks I’d buy today appeared first on The Motley Fool UK. FREE REPORT: Why this £5 stock could be set to surge Are you on the lookout for UK growth stocks? If so, get this FREE no-strings report now. While it’s available: you’ll discover what we think is a top growth stock for the decade ahead. And the performance of this company really is stunning. In 2019, it returned £150million to shareholders through buybacks and dividends. We believe its financial position is about as solid as anything we’ve seen. Since 2016, annual revenues increased 31% In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259 Operating cash flow is up 47%. (Even its operating margins are rising every year!) Quite simply, we believe it’s a fantastic Foolish growth pick. What’s more, it deserves your attention today. So please don’t wait another moment. Get the full details on this £5 stock now – while your report is free. More reading Growth stocks are back! Here are two I’d buy today Edward Sheldon owns shares of ASOS, Alpha FX, and Experian. The Motley Fool UK has recommended ASOS, Alpha FX, and Experian. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
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  26. Bajaj Finance share price hits record high, investor wealth nearly triples in one year; may rally 10% more (11/06/2021 - Financial Express)
    Bajaj Finance share price gained as much as 2.3 per cent to hit a record high of Rs 6,228.60 apiece in intraday on BSE.
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  27. Infosys share price hits record high as Rs 9,200-cr buyback opens; TCS, Tech Mahindra stocks rally (25/06/2021 - Financial Express)
    Infosys share price surged to a new record high level, rising 1.6 per cent to Rs 1,575 apiece in intraday deals on BSE, as the IT firm began a Rs 9,200-crore buyback on Friday
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  28. Tata Steel share price hits new 52-week high yet again post Q4 results; stock surges 85% so far in 2021 (07/05/2021 - Financial Express)
    Tata Steel share price surged 8 per cent to a new 52-week high at Rs 1,188.65 apiece intraday on BSE after the company recorded its best-ever performance during the January-March quarter of FY21.
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  29. $ONTX Onconova Therapeutics good results = good growth (07/06/2021 - Reddit Stock Market)
    There’s no reason in the world that a biopharmaceutical company like $ONTX that operates cancer research and has a very good quarterly should be stationary at the same price, rather lower than the time at which the quarterly report was submitted, which was excellent and above the expectations of the analyses. After a vertical takeoff he retracted his full price going, at present, to position himself about a 15% below. In addition, there has been a reverse split of stocks that reduces the number of shares outstanding, so the value of each individual share should increase significantly. The advisor Marketmiracle has in fact emitted a signal LONG on the Stock to the price of 6,64 usd with a target of 622 usd that is a vertical takeoff of 9268% identifying a massive entry of capitals and of interest LONG on the Stock from some great investor. Let’s just stay grounded and figure it out on the graph. The graph tells us that surely the title has the ability to climb without virtually obstacles to the resistance indicated, we see them further signs and we will reason whether the great climb should continue or not. A greater interest in biotechs and pharmaceuticals that for some time had been put aside gives us more reason to believe that the increase in price can actually take place ( see related ideas ) Idea based on http://marketmiracleadvisor.com signal https://www.tradingview.com/chart/ONTX/mlKecv5f-ONTX-Onconova-Therapeutics-large-quarterly-large-growth/   submitted by   /u/Creative-Square3708 [link]   [comments]
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  30. Palantir shares climb after bullish Goldman upgrade more than doubles price target (17/02/2021 - Seeking Alpha)

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  31. Coal India share price hits new 52-week high, m-cap surges past Rs 1 lakh crore; stock may rally 13% more (11/06/2021 - Financial Express)
    Coal India share price surged as high as 5.4 per cent to Rs 164.90 apiece in intraday on BSE, taking the total market capitalisation above Rs 1 lakh crore
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  32. Wipro share price zooms nearly 10% on strong Q4 results; stock may rally another 10% to Rs 515 soon (16/04/2021 - Financial Express)
    Wipro share price surged as much as 9.5 per cent to Rs 471.75 apiece, a fresh 52-week high, on BSE on Friday, a day after the IT firm posted the best results in the last 10 years.
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  33. Infosys share price hits new 52-week high as board mulls buyback; 3rd buyback in last 5 years (12/04/2021 - Financial Express)
    Infosys share price hit a new 52-week high of Rs 1,480 apiece in opening deals on Monday, a day after the software services giant announced that it would consider a proposal to buyback shares at a board meeting scheduled for April 14.
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  34. The most important disclosure in the GME earnings report is the possibility of a share sale. (24/03/2021 - Reddit Stocks)
    Sorry for another GME post, but I find this part interesting. The Question was always in the air, would GME use it's inflated share price to raise money to help with it's transition. If it did, how could it do so with out bursting the bubble of it's own stock price. I think that question was partially answered with a warning at earnings, that they would consider doing so. Which I think is a pretty clear indication that if they continue to have an elevated evaluation they will sell shares before the next earnings report. Because at this point, why not. Now the question becomes what is the price for this sale. I have no idea, there was clearly a floor set around 40, which I think would likely be the low end of the sale. But do they try to extract a premium because of their current valuation? If they set the share price too high, the bubble will burst and they won't sell at that price anyway. I can't imagine they price it over 100, I'd be super surprised if they tried to sell over 70. Given that all the moment lately is built around the idea of short squeeze, what are investors willing to pay if the short squeeze play is unequivocally revoked? Thoughts?   submitted by   /u/spastichabits [link]   [comments]
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  35. found a potentially good ticker(CARA) (21/04/2021 - Reddit Stock Market)
    so I've been researching cannabis related stocks and I stumbled onto CARA, or Cara therapeutics . the analysis right now on Webull shows they're current price at $27.49, having started 2021 at $15 and a sold climb, with an average estimated price at $35.13, and a estimated high price at $47, the charts look good for the short and long-term past, and I cant help but think this might be a great buy in a day or two since the price is starting to drop. however I'm still skeptical on cannabis stocks. based on 8 analysts, 50% say buy, with 3 others saying strong buy, and one saying hold. I've got $750 bucks to put in on an order and am thinking of putting another $1300 in on it tomorrow or thursday, what's your thoughts? to make the potential gains of this stock simple, hitting 35 bucks at 27 shares(@27.49), that's $210, $45=$480 so on and so forth. What do yall think? I'm new to this sub, so if I'm doing anything wrong(yes I read the rules) let me know!   submitted by   /u/118740 [link]   [comments]
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  36. Adani Green Energy share price hits all-time high; investors’ wealth surges 8 times in less than one year (22/03/2021 - Financial Express)
    Adani Green Energy share price hit a record high of Rs 1,251 apiece, rising 5 per cent on BSE on Monday. Adani Green Energy has been one of the top stocks which have given multi-bagger returns in the current financial year.
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  37. RailTel makes muted stock market listing; gains 11% over IPO price to trade at Rs 104.6 apiece (26/02/2021 - Financial Express)
    RailTel stocks were trading at a price of Rs 104.6 per share, up 11.28% from its issue price of Rs 93-94 per share.
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  38. APHA to TLRY. What now? (20/05/2021 - Reddit Stocks)
    I got in on APHA at just under $6. I witnessed it climb up to $30, climb back down, and then convert to the stagnant TLRY. What is the long term projection for TLRY? I’m still way up on my initial investment but at what point do I let go? This was supposed to be my banger.   submitted by   /u/Zarski843 [link]   [comments]
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  39. Mindtree share price jumps 9% post quarterly results; analysts remain mixed on outlook (14/07/2021 - Financial Express)
    Mindtree’s share price soared 9.3% on Wednesday to trade at Rs 2,728 per share as investors reacted to the more than 61.2%  on-year jump in net profit of the IT company.
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  40. What’s a good credit score for a mortgage? (15/05/2021 - The Motley Fool UK)
    Credit scores play a big role in determining whether or not you qualify for a mortgage. But what exactly constitutes a ‘good’ credit score for a mortgage? Is there a minimum credit score you need to have to buy a house in the UK? We tell you everything you need to know. [top_pitch] What is a credit score? A credit score is a three-digit number that indicates your creditworthiness. It gives companies and lenders an idea of how reliable you are when it comes to borrowing and repaying the money. The score is based on the information in your credit report. The maximum score you can have depends on the credit reference agency that compiles your credit report. There are three main credit reference agencies in the UK: Experian Equifax TransUnion Experian calculates your score out of a total of 999, Equifax out of 700 and TransUnion out of 710. The closer you are to the maximum score, the more attractive you are to lenders. What credit score is considered ‘good’? What constitutes a good credit score will vary depending on the credit agency. Here is a snapshot of how the three agencies categorise your credit score. Rating Experian Equifax TransUnion Excellent 961-999 466-700 628-710 Good 881-960 420-465 604-627 Fair 721-880 380-419 566-603 Poor 561-720 280-379 551-565 Very poor 0-560 0-279 0-550 Since all three main agencies base their scores on your financial history, you will likely fall into the same rating category with all of them. So if your rating is ‘good’ with Experian, it’s likely to be ‘good’ with Equifax and TransUnion as well. Is there a minimum credit score needed to get a mortgage? No. There isn’t a minimum credit score needed for a mortgage in the UK. The score you need will vary from lender to lender. Your score will, however, have a huge impact on the type of mortgage that you are able to get. The higher your score is, the better your chances of getting the mortgage you want. As an example, here is how your Experian credit score can affect the mortgage deals you might get: Excellent: You could get the best mortgage deals with the lowest interest rates. Good: You could get most but not all the best mortgage deals. Fair: You might get approval for a good mortgage deal with reasonable interest rates. Poor: You may get mortgage deals but with relatively higher interest rates. Very poor: You may be declined for a mortgage or only be offered one with very high interest rates. How can I get a mortgage with a poor credit score? It’s possible to get a mortgage with a poor credit score, but there is also a higher chance that you will be declined. Luckily, there are lenders who specialise in offering mortgages to people with poor credit scores. If you have a poor credit score and are unsure about your chances of being approved by traditional lenders, these specialist lenders may be worth considering. [middle_pitch] How can I improve my credit score? There are several steps you can take to improve your credit score and increase your chances of being approved for the mortgage deal you need. Register to vote. Being on the electoral register proves who you are and where you live. Apply for new credit sparingly. Making too many credit applications in a short period of time can be seen by mortgage lenders as a sign of financial distress and can make them wary of lending to you. Pay your bills on time. Late payments will appear on your credit report and negatively affect your score. Pay down your debt. Lenders might be reluctant to lend to you if you already have significant existing debt. Try to cut it down before you make a new application. Stay within credit limits. Keeping balances at 25% or less of your credit limit can help keep your score in good condition. Take out a credit-builder card. These are made specifically for people with no or poor credit, who want to improve their credit score. By spending a small amount on the card and paying the balance in full every month, you can raise your score over time. As a final note, make a habit of checking your credit report regularly to ensure that the information there is accurate and there are no errors. Mistakes on your credit report can have an impact on your credit score, so it’s critical to identify and correct them before applying for a mortgage. This will ensure that your mortgage options are not limited by something that’s not your fault. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading The best UK biotech shares to buy in 2021? What happens if I don’t pay my mortgage? I’d invest £10k in the Scottish Mortgage Investment Trust 5 reasons I think Lloyds share price can touch 60p The FTSE 100 crashed back below 7,000 this week. Here’s what I’d do The post What’s a good credit score for a mortgage? appeared first on The Motley Fool UK.
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  41. What’s a good credit score for a mortgage? (15/05/2021 - The Motley Fool UK)
    Credit scores play a big role in determining whether or not you qualify for a mortgage. But what exactly constitutes a ‘good’ credit score for a mortgage? Is there a minimum credit score you need to have to buy a house in the UK? We tell you everything you need to know. [top_pitch] What is a credit score? A credit score is a three-digit number that indicates your creditworthiness. It gives companies and lenders an idea of how reliable you are when it comes to borrowing and repaying the money. The score is based on the information in your credit report. The maximum score you can have depends on the credit reference agency that compiles your credit report. There are three main credit reference agencies in the UK: Experian Equifax TransUnion Experian calculates your score out of a total of 999, Equifax out of 700 and TransUnion out of 710. The closer you are to the maximum score, the more attractive you are to lenders. What credit score is considered ‘good’? What constitutes a good credit score will vary depending on the credit agency. Here is a snapshot of how the three agencies categorise your credit score. Rating Experian Equifax TransUnion Excellent 961-999 466-700 628-710 Good 881-960 420-465 604-627 Fair 721-880 380-419 566-603 Poor 561-720 280-379 551-565 Very poor 0-560 0-279 0-550 Since all three main agencies base their scores on your financial history, you will likely fall into the same rating category with all of them. So if your rating is ‘good’ with Experian, it’s likely to be ‘good’ with Equifax and TransUnion as well. Is there a minimum credit score needed to get a mortgage? No. There isn’t a minimum credit score needed for a mortgage in the UK. The score you need will vary from lender to lender. Your score will, however, have a huge impact on the type of mortgage that you are able to get. The higher your score is, the better your chances of getting the mortgage you want. As an example, here is how your Experian credit score can affect the mortgage deals you might get: Excellent: You could get the best mortgage deals with the lowest interest rates. Good: You could get most but not all the best mortgage deals. Fair: You might get approval for a good mortgage deal with reasonable interest rates. Poor: You may get mortgage deals but with relatively higher interest rates. Very poor: You may be declined for a mortgage or only be offered one with very high interest rates. How can I get a mortgage with a poor credit score? It’s possible to get a mortgage with a poor credit score, but there is also a higher chance that you will be declined. Luckily, there are lenders who specialise in offering mortgages to people with poor credit scores. If you have a poor credit score and are unsure about your chances of being approved by traditional lenders, these specialist lenders may be worth considering. [middle_pitch] How can I improve my credit score? There are several steps you can take to improve your credit score and increase your chances of being approved for the mortgage deal you need. Register to vote. Being on the electoral register proves who you are and where you live. Apply for new credit sparingly. Making too many credit applications in a short period of time can be seen by mortgage lenders as a sign of financial distress and can make them wary of lending to you. Pay your bills on time. Late payments will appear on your credit report and negatively affect your score. Pay down your debt. Lenders might be reluctant to lend to you if you already have significant existing debt. Try to cut it down before you make a new application. Stay within credit limits. Keeping balances at 25% or less of your credit limit can help keep your score in good condition. Take out a credit-builder card. These are made specifically for people with no or poor credit, who want to improve their credit score. By spending a small amount on the card and paying the balance in full every month, you can raise your score over time. As a final note, make a habit of checking your credit report regularly to ensure that the information there is accurate and there are no errors. Mistakes on your credit report can have an impact on your credit score, so it’s critical to identify and correct them before applying for a mortgage. This will ensure that your mortgage options are not limited by something that’s not your fault. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading The best UK biotech shares to buy in 2021? What happens if I don’t pay my mortgage? I’d invest £10k in the Scottish Mortgage Investment Trust 5 reasons I think Lloyds share price can touch 60p The FTSE 100 crashed back below 7,000 this week. Here’s what I’d do The post What’s a good credit score for a mortgage? appeared first on The Motley Fool UK.
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  42. Cipla share price hits record high on DGCI nod to import Moderna vaccine to treat COVID-19; may rally 12% more (30/06/2021 - Financial Express)
    Cipla share price hit a new record high of Rs 997.20 apiece in intraday on BSE on Wednesday, after the DCGI approved the firm to import Moderna, a Covid-19 vaccine, with emergency use authorisation in India.
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  43. 2 FTSE 100 technology stocks I’d buy today (15/03/2021 - The Motley Fool UK)
    The FTSE 100 index isn’t known for its technology stocks. Unlike the US’s S&P 500 index, it doesn’t have tech giants like Apple and Microsoft. However, a closer look at the Footsie reveals there are actually quite a few companies within the index that operate in the technology industry. Here’s a look at two FTSE 100 tech stocks I’d be happy to buy for my own portfolio today. A top FTSE 100 tech stock One I like the look of right now is Experian (LSE: EXPN). It’s a major player in the consumer credit data space. Its solutions help organisations make faster, smarter decisions and lend responsibly. A reason I’m bullish on Experian is that the company is in the process of enhancing its business model. In the past, it simply sold credit data to organisations. Now however, it’s selling it enhanced by ‘decisioning’ tools. These tools are designed to give customers more insights so that they can make better decisions. This shift in the business model should help drive growth. Looking ahead, analysts expect Experian’s revenue and earnings for the year ending 31 March 2022 to grow 9% and 15% respectively. One risk to the investment case here is a legal claim that was launched against the company recently. The claim – launched by law firm Harcus Parker on 26 February – alleges that Experian sold people’s data to advertisers for targeted marketing without their permission. Experian believes there is no basis for the claim. However, this is certainly something to keep an eye on. If the case is successful, it would be a huge setback for the company. The stock’s valuation (forward-looking price-to-earnings (P/E) ratio of 28.5) also adds risk. Overall however, I think the long-term risk/reward proposition is attractive. The stock’s recent pullback has presented a good buying opportunity, in my view. A Footsie cybersecurity stock Another FTSE 100 tech stock I like right now is Avast (LSE: AVST). It’s a leading cybersecurity company with over 435m users globally. Recently, demand for its products has surged as people have shifted to working from home. Avast posted a solid set of full-year results for the year ended 31 December 2020 earlier this month. For the year, organic revenue growth was up 7.9%. Meanwhile, adjusted fully diluted earnings per share were up 9.8% to $0.35. Looking ahead, the company said it expects to deliver FY2021 organic revenue growth in the range of 6-8%. “We are confident in our ability to unlock new growth opportunities, with a commitment to continued product and technological innovation, and a stronger-than-ever customer experience,” commented chief executive Ondrej Vlcek. One risk to be aware of here is that hackers are becoming increasingly more sophisticated and cyberthreats are continually evolving. This means there’s no guarantee that Avast will be successful, even if the cybersecurity industry keeps booming. All things considered however, I think this FTSE 100 tech stock has considerable investment appeal. The stock’s current P/E ratio of 17.1 seems very reasonable to me. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner. But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared. What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations. And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! More reading 2 FTSE 100 shares to buy today Top UK stocks to buy before the ISA deadline! A UK share and a US stock I’d buy in my Stocks and Shares ISA today 2 of the best FTSE 100 shares to buy now and hold for 20 years Is this the best FTSE 100 growth share to buy for the next decade? Edward Sheldon owns shares in Apple, Microsoft, and Experian. Teresa Kersten, an employee of LinkedIn, a Microsoft subsidiary, is a member of The Motley Fool’s board of directors. The Motley Fool UK owns shares of and has recommended Apple and Microsoft. The Motley Fool UK has recommended Avast Plc and Experian and recommends the following options: short March 2023 $130 calls on Apple and long March 2023 $120 calls on Apple. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The post 2 FTSE 100 technology stocks I’d buy today appeared first on The Motley Fool UK.
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  44. Metals Stocks: Gold extends climb to highest level since February as dollar sinks to 2 1/2-month low (10/05/2021 - Market Watch)
    Gold prices climb on Monday, headed for a fourth consecutive gain, supported by a weakening of the U.S. dollar to around a 2 1/2-month low.
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  45. Natco Pharma share price hits 20% upper circuit, stock at new record high on starting trials for COVID drug (24/05/2021 - Financial Express)
    Natco Pharma share price hits 20 per cent upper circuit at Rs 1,188.95 apiece, also its all-time high, in intraday on BSE, after the company initiated phase III clinical trial to evaluate the efficacy and safety of Molnupiravir capsules in mild COVID-19 patients.
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  46. Could the BP share price hit 500p again? (22/04/2021 - The Motley Fool UK)
    BP (LSE:BP) shareholders haven’t had a particularly rewarding year. The energy giant is down 5% over the past 12 months. Over five years, the BP share price has fallen 20%. Does this fall reflect a change in its underlying business conditions? And do I think the BP share price could again hit 500p? That would take a 70% jump from today’s price – but it’s below the high point over the past year. Dividend impact Shareholders may not have liked the fact that BP cut its dividend last year. Not only was the dividend reduced, it was halved. That was a deep cut and is bound to weigh on shareholder sentiment for some time. However, with the share price languishing, the shares still pay out a 5.5% yield, which I find attractive as a dividend lover. The dividend cut has also helped shore up dividend coverage. It had fallen to a negative level in the prior year. That meant that the dividend wasn’t covered by earnings. So the new dividend policy will put less strain on the company’s finances. I think a 5.5% yield is decent. In my view, that suggests the BP share price could climb further from its current level. Strategy impact on the BP share price I think one reason shareholders have cooled on BP is that the company has been vociferous about moving more into renewable power sources. There’s a risk that it could reallocate capital from profitable fossil fuel operations to less profitable alternative energy projects. In the short term, I see that as a risk. Longer term, I expect an energy company of BP’s maturity to strike the right balance. If alternative energy sources can’t be profitably monetised I think they will quietly slip down the company’s agenda. If they do turn out to be cash generative, that could position BP well for the future. In turn that could help propel the share price higher. Oil price BP is just one of many energy companies to have struggled over the past year. In short, a falling oil price on the back of reduced demand fed through to lower share prices. That could continue in future, or even worsen. Many companies responded by cutting exploration budgets. That could lead to constricted supplies several years from now. But I also think the slowdown in demand is overstated. As the pandemic recedes, I expect oil usage to return to normal levels or even higher. While electric vehicles are a risk to big oil firms, oil has a wide range of uses where there’s no substitute. And even for electric vehicles, the electricity needs to be generated. In some cases that’s at oil-fired power stations. BP is clearly linked to the oil price. If the oil price rises substantially over the next few years, I would expect the BP share price to follow. In that case, I could foresee it reaching 500p again at some point. My take on the BP share price Despite my expectation that it could hit 500p again, I’m still not buying BP for now. I think it’s a decent income pick thanks to its yield. But the investment case has a lot of ‘ifs’. Before investing, I would prefer to wait and see how its strategy to diversify outside oil and gas pans out in practice. One stock for a post-Covid world… Covid-19 is ripping the investment world in two… Some companies have seen exploding cash-flows, soaring valuations and record results… …Others are scrimping and suffering. Entire industries look to be going extinct. Such world-changing events may only happen once in a lifetime. And it seems there’s no middle ground. Financially, you’ll want to learn how to get positioned on the winning side. That’s why our expert analysts have put together this special report. If the pandemic has completely changed our lives forever, then they believe that this stock, hidden inside the tech-heavy NASDAQ, could be set for monstrous gains… Click here to claim your copy now — and we’ll tell you the name of this US stock… free of charge! More reading Is the BP share price set for a sustained climb in 2021? Why I’d avoid the Shell share price and buy BP shares instead Will the BP share price recover in 2021? Should I buy or avoid BP shares? The BP share price is falling: should I buy the stock now? christopherruane has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. The post Could the BP share price hit 500p again? appeared first on The Motley Fool UK.
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  47. Cipla share price hits record high on DCGI nod to import Moderna vaccine to treat COVID-19; may rally 12% more (30/06/2021 - Financial Express)
    Cipla share price hit a new record high of Rs 997.20 apiece in intraday on BSE on Wednesday, after the DCGI approved the firm to import Moderna, a Covid-19 vaccine, with emergency use authorisation in India.
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  48. I strongly suspect that Schwab/Ameritrade does not actually have our GME shares. (20/02/2021 - Reddit Stocks)
    TD Ameritrade is willing to let me put a limit sell order for Google shares at $100,000 per share. This is a multiple of about 50 times the current price. If the price happens to spike that high (it almost certainly won't), I'll get $100,000 per share. They're comfortable doing this, because they probably actually have the shares. Or they feel like they can get them when it happens. However, they are only willing to let me put a limit of about $250 per share for GME. This is a multiple of only 5x. They give errors for any attempt to put limit sells higher than this. Why are they treating GME limit sells differently from Google? I have a cash account. There should be no share lending going on. The broker should not be at risk for ANY limit I put on the sale of my shares. The only conclusion I have been able to draw from this is: They must not actually have our shares and are limiting their losses. Try it with any other stock: LIMITS ARE 50x, and as far as I can tell, have always been until GME.   submitted by   /u/Fragsworth [link]   [comments]
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  49. S&P 500 Ekes Out Record High as Tech Continues Climb (07/04/2021 - Investing.com)

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